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Credit Officer

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Westamerica Bancorporation

2021-12-03 09:03:51

Job location Modesto, California, United States

Job type: fulltime

Job industry: Banking & Financial Services

Job description

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.

Review request for establishment of loans and credits lines, collects and analyzes financial and related information. Emphasis in SBA 504 Commercial Loans, Agricultural Lending to individuals, partnerships and corporations.

Determines the general credit worthiness of the prospect and the merits of the loan request. Must have demonstrated ability to analyze and underwrite complex agricultural lines, term loans and real estate loans.

Prepares factual summary related to applicant's credit worthiness. Approves or declines loans with terms within their established lending limits. Prepares recommendations for loan amounts above identified credit authority.

Investigate all available sources of credit and financial information

Drafts CLD - 50 loan reports with supporting schedule, prepares, order to draw documents.

Manages assigned loan portfolio through active support of the Financial Sales Officer who provides client services to customers.

Participates in special projects and performs other job-related duties as required.

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