Commercial Credit Loan Reviewer - VP (Remote)

Job description

Are you passionate about creating an exceptional client experience?

Discover your opportunity with Union Bank®, a division of the Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. At Union Bank, we have our clients' best interest in mind and draw on more than 160 years of experience to understand their distinct needs to tailor our solutions. We're part of 180,000 colleagues around the globe striving to be the world's most trusted financial group, knowing that trust starts with a culture of putting people first and empowering you to achieve your potential.

Join Union Bank, where being inspired is expected and creating results is rewarded.

This is a remote position. A member of our recruitment team will discuss location preferences with you in more detail.

Some MUFG roles require that individuals be fully vaccinated against COVID-19, subject to medical and/or religious exemptions, if applicable. Should you be selected for an interview, your recruiter will provide additional information.

This is a remote position. A member of our recruitment team will discuss location preferences with you in more detail.

Job Summary:

The Commercial Credit Loan Reviewer supports the objectives of the Regional Bank Commercial Credit QC Program. This includes following prescribed QC protocols, processes and / or methods designed to detect and monitor the Regional Bank commercial credit front-line business unit activities, ensuring adherence to all applicable credit policies, procedures, and processes. Provide feedback on observed issues and technical assistance to front line and supporting staff, as appropriate.

Major Responsibilities:

100% Quality Control:

Support the Regional Bank Commercial Credit Quality Control Program, ensuring front-line business units adhere to all applicable credit policies, procedures, and processes.
Proactively surface identified issues to QC manager, team leaders, or supported business units, as appropriate.
Remain current with all applicable credit policies, procedures and processes.
Develop and maintain an effective working relationship with supported front-line business units.
Provide technical guidance to supported front-line business units related to credit policies, procedures, processes, and QC protocols, processes, or methods.
Primarily supports credit policies/procedures with higher complexity.
Promote effective and open communication with the Regional Bank team.
Promote teamwork within the Risk & Controls Division and other Bank front-line units.
May act as lead or subject matter expert within the team.

Education, Licensure, Year of Experience (and type of work experience):

A BA or BS degree is required,
10+ years of experience preferred with progressive lending, commercial credit quality control, credit examination (loan review), or prior extensive lending experience in C&I or commercial real estate.

Knowledge, Skills, Abilities:

Experience in commercial credit-related fields.
Excellent skills in credit, financial statement analysis, collateral valuation, and thorough understanding of commercial credit-related policies, procedures, processes, and systems.
Effective communication skills, both oral and written.
Strong computer skills with a working knowledge of Microsoft Office, credit/loan approval systems, and financial statement spreading applications.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

Some MUFG roles require that individuals be fully vaccinated against COVID-19, subject to exemptions for medical or religious reasons, as well as any other reason required by applicable law or order. Should you be selected for an interview, your recruiter will provide additional information.