Sr. Counsel - Structured Finance Attorney

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Job description

Position Overview:
Oportun is looking to expand its world-class and highly experienced Legal and Compliance team with the addition of an experienced structured finance attorney. The ideal candidate is mission-driven, thrives in a fast-paced environment, enjoys transactional work and working collaboratively with others as a strategic partner. This role will report to the Senior Vice President, Deputy General Counsel & Corporate Secretary, and will work closely with Oportun's Capital Markets & Treasury Team, as well as numerous other business partners throughout Oportun. This is an exciting opportunity to work in a fast-paced, mission-driven organization where your contributions can have a meaningful impact on consumers.

Responsibilities:
Evaluate potential transactions and negotiate and draft operative documents and disclosure for asset-backed securitizations, warehouse loan facilities, whole loan sales and other financing transactions for the Company's various product lines

Provide guidance from a legal perspective from deal inception to execution and maintenance

Manage statutory and contractual obligations arising from those transactions

Advise business clients on legal issues and risks, company policies, and strategy

Assist with current, quarterly, and annual SEC reporting obligations with respect to the Company's structured finance transactions

Oversight of engagements of rating agencies and accountants

Qualifications:
J.D. from an accredited law school

10+ years of structured finance experience at a top law firm and/or large asset-backed issuer

Experience independently managing all legal aspects of structured finance transactions; experience in consumer lending transactions, in particular personal loans and/or credit card preferred

Experience with interest rate swaps and related derivatives matters a plus

Ability to work independently, with minimal oversight, think creatively and flexibly, and provide practical legal solutions and concrete, easy to understand legal advice

Ability to manage multiple internal stakeholders and balance differing opinions and perspectives

Strong verbal and analytical skills

Exceptional interpersonal skills

Highly team-oriented

Solid business acumen

Ability to manage several simultaneous projects under deadline pressure

Member in good standing of the State Bar in the state of residence

#LI-DK1

#LI-Remote

#IND

Company Overview:
ABOUT OPORTUN

Oportun (Nasdaq: OPRT) is a financial services company and digital platform that provides responsible consumer credit to hardworking people in the United States. Using A.I.-driven models that are built on years of proprietary customer insights and billions of unique data points, we have extended millions of loans and billions of dollars in affordable credit to consumers, the majority of whom live in low-and moderate-income communities. Since about half of our new customers come to Oportun without a FICO score, we play a key role in the communities we serve by being able to offer them an affordable and credit-building alternative to payday and auto title lenders. In recognition of our responsibly designed products which help consumers build their credit history, Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009.

With headquarters in California and a remote-first corporate culture, our 3,000+ team members work in Oportun locations and remotely throughout the United States, Mexico, and India. Our global operations include our Mexico contact centers and administrative offices, our India technology development center, and our US corporate, technology, and retail operations.

We feel privileged to have been named a "Top Workplace" by the Bay Area News Group for three years running, one of Fast Company's Most Innovative Companies in the World for 2020 and recognized as a TIME Magazine 2018 Genius Company for our impact in helping to reinvent the future of lending. For the last three consecutive years, we have been titled Top Workplace by the Bay Area News Group.

WORKING AT OPORTUN

Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups and our Diversity, Equity, Inclusion and Belonging Council.

WE ARE AN EQUAL OPPORTUNITY EMPLOYER

We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, caste, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.

We encourage you to apply for this position even if you do not match all the qualifications listed for this position. At Oportun, we will consider all experience on a candidate's application, and we are committed to building a team that encompasses a variety of backgrounds, experiences, and skills.

We will also consider those with criminal histories consistent with the requirements of applicable laws in the locations where the role will be based such as the San Francisco Fair Chance Ordinance and the Los Angeles Fair Chance Initiative for Hiring Ordinance when hiring for roles in locations with such laws.

We are committed to providing reasonable accommodation for qualified individuals with disabilities in our job application process. Applicants in need of special assistance or accommodation during the application or interview process or in accessing our website may contact us by sending an email to . Please include your name and preferred method of contact in your email. Please also note that this email address is for requests for assistance only and not for the submission of applications or resumes, which will not be considered through this channel.