Closer

Job description

Axos

Born digital, Axos Bank has reinvented the banking model and grown to over $14 billion in assets since our founding in 2000. With a broad and ever-growing range of financial products, Axos Bank is rated among the top 5 digital banks in the country! Axos Financial is our holding company and publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

We bring together human insight and digital expertise to anticipate the needs of our customers. Our team members are innovative, technologically sophisticated, and motivated to achieve.

Learn more about working here!

The Opportunity

The Closer is responsible for a cross-functional role with opportunities to work in all aspects of the closing process on a daily basis as the workload dictates to include but not limited to: generating initial and final closing disclosures, drawing docs, reviewing docs, funding loans, and other various functions.

Responsible for performing a variety of loan documentation duties on moderate to complex loans, using up-to-date comprehensive knowledge and experience of current investor guidelines and government regulations is a must: TRID, RESPA, ECOA, FCRA, HMDA, MDIA, TILA, AIR (previously HVCC) and all other compliance guidelines.

The Role

* Generate initial and final closing disclosures
* Draw closing documents
* Audit loan docs for accuracy
* Clear conditions with Processing and Underwriting Departments
* Regulatory validation to include Flood, HMDA, TRID, RESPA, etc.
* Other duties as assigned to include cross training on funding loans

Are You A Fit?

* Experience in a closing department of a lender
* Must have in-depth knowledge of RESPA and TRID guidelines
* Capable of drawing closing documents through a third-party software (i.e. Doc Magic)
* Excellent organizational skills
* Attention to detail is a must, along with a keen eye for identifying problems on a loan
* Ability to work in a team environment
* Strong math skills and computer literacy
* Ability to work under pressure, multi-task and meet deadlines in a fast paced environment
* Excellent verbal and written communication skills
* Willingness to perform multiple functions throughout the day as the need arises
* Knowledge of investor guidelines and suspense clearance for loan purchase

Apply directly for consideration as we are not using any outside agencies for any of our openings

Pre-Employment Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos Bank is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.