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Mortgage Sales Associate

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Harrison National Employment

2021-12-03 08:58:05

Job location Fort Lauderdale, Florida, United States

Job type: fulltime

Job industry: Banking & Financial Services

Job description

Job Requirements:


  • Responding to customer interest from visitors to our website. All of our leads are "warm leads or people that have come to your website with an interest in our products.
  • Analyze options for these prospective homebuyers in order to get them to purchase a home…. Many for the first time!
  • Bring approve home buyers into our referral network, connecting them with approved realtors to take them home shopping.
  • Accurately gather the required information from clients and represent them throughout the process of purchasing their homes from beginning to end.


  • Completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/USDA guidelines.
  • Evaluates the entire credit package and collateral for residential mortgage loans and ultimately ensures an "investment" quality loan product.
  • Checks accuracy of all calculations and data integrity.
  • Maintains company standard for productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions.
  • Strives to meet 3 decisions/day within the allotted time - Communicates decision on loans to appropriate parties both verbally and in writing.
  • Available to processors and correspondents for general guideline interpretations and questions on specific loan files.
  • Responds to post-closing reviews and audits in a timely fashion.
  • Performs related duties, as directed by Underwriting or Operations Manager.


Qualifications:

  • Minimum one year of mortgage underwriting experience, with solid working knowledge of underwriting guidelines.
  • Strong interpersonal communication and business-relationship skills.
  • Detail-oriented with strong organizational and follow-through skills.
  • Excellent analytical, written communication, and verbal communication skills.
  • Technologically proficient.


Benefits

  • Competitive salary with unlimited earning potential
  • Ability to earn bonuses and prizes
  • Health insurance - Vision, Dental and Health
  • 401k
  • Positive work environment
  • Emphasis on continuing education, licensing, and personal growth
  • We will train, guide, and mentor you - giving you all the tools you need to be a successful Mortgage Loan Officer.

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