Please scroll down, To apply

Commercial Real Estate Analyst

hiring now

MidFirst Bank

2021-12-03 08:55:46

Job location Orlando, Florida, United States

Job type: fulltime

Job industry: Real Estate & Property

Job description

Spread financial statements and/or tax returns. Provide a written review of the details resulting from analyzing the financial statements. Build financial models and analytic content. Prepare financial projections based on client input. Projections should include most likely scenario, best case scenario and breakeven/stressed scenario. Identify material changes and trends on the financial statements and analyze the cash flow for proposed and/or existing deals. Present underwriting for renewals and annual reviews and any necessary pre-meeting client analysis. Use critical thinking skills to analyze and make approval recommendations on loan underwritings. Identify key risks and determine appropriate mitigating factors to those risks associated with new loan underwritings and ongoing loan portfolio management. Draft well-written credit packages for new loans, renewals, and annual/quarterly reviews that clearly states the risks and key considerations for doing business with the client or prospect.Help monitor the existing commercial real estate loan portfolio. Assist in the calculation of covenants and review of loan draw requests. Routinely monitor loans for compliance. Ensure compliance with all established credit policies/guidelines. Utilize external resources such as appraisals, rent rolls, industry information and market information to help determine adequacy of deal structure, cash flow and collateral. Provide customer service to current and prospective borrowers, research borrower needs, answer questions, conduct routine research and solve routine problems. Remain current on policy or procedural changes and new product offerings. Complete special projects on an as-needed basis. Identify product/service opportunities for other business units and participate in development of creative solutions to client needs. May accompany relationship managers on business calls.

Position Requirements:

Minimum of 2-3 years of previous commercial real estate credit analysis experience (or equivalent experience) required.

Strong analytical, mathematical and problem-solving skills with the ability to analyze and interpret quantitative data and formulate sound conclusions.

Solid knowledge of banking, including an understanding of commercial real estate lending, regulations, and bank policies and procedures.

Experience with preparation of financial projections, spreading financial statements and preparation of written analysis reports.

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.

Inform a friend!

Top