GCIB Credit Officer

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Job description

Job Description:

The Credit Officer effectively executes broad credit risk management responsibilities within Wholesale Credit. Primary responsibilities include:

Primary account responsibility for a complex portfolio of Large Corporate Clients in General Industries.

• Structure complex transactions and negotiate complex credit documentation to mitigate risk appropriately.

• Solid communication and presentation skills; team player with a positive attitude.

• Develop and maintain a deep understanding of the industry and an assigned portfolio of clients to assess risk solutions that balance risk and return.

• Develop and maintain a deep understanding of the Global Banking & Markets product spectrum.

• Develop and maintain strategic partnerships with Corporate Banking, Investment Banking,

• Global Markets and Treasury Management.

• Independently develop high quality credit analysis with a focus on business rationale, key risks, sources of repayment, projections and returns & profitability

• Independently assess, diligence and make justifiable credit recommendations.

• Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the clients' credit life cycle.

• Participate in strategic projects to support business goals.

• Informal management responsibility for Analysts and Associates on the team.

• Responsible for driving portfolio asset quality and speed to market

Required Skills:

• 7 - 10 years' experience in commercial and / or corporate lending environment, with understanding of loans, trading & treasury products

• Able to soundly manage the portfolio and justify rationale for recommended transactions.

• Must have ability to manage the most complex transactions, possess strong credit skills and transaction experience, and demonstrate the ability to work with senior officers, business partners, and clients.

• Must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation and execute timely closings

• Requires effective communication style and ability to manage multiple priorities - must be a team player

Job Band:

H4

Shift:

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Referral Bonus Amount:

0

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Job Description:

The Credit Officer effectively executes broad credit risk management responsibilities within Wholesale Credit. Primary responsibilities include:

Primary account responsibility for a complex portfolio of Large Corporate Clients in General Industries.

• Structure complex transactions and negotiate complex credit documentation to mitigate risk appropriately.

• Solid communication and presentation skills; team player with a positive attitude.

• Develop and maintain a deep understanding of the industry and an assigned portfolio of clients to assess risk solutions that balance risk and return.

• Develop and maintain a deep understanding of the Global Banking & Markets product spectrum.

• Develop and maintain strategic partnerships with Corporate Banking, Investment Banking,

• Global Markets and Treasury Management.

• Independently develop high quality credit analysis with a focus on business rationale, key risks, sources of repayment, projections and returns & profitability

• Independently assess, diligence and make justifiable credit recommendations.

• Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the clients' credit life cycle.

• Participate in strategic projects to support business goals.

• Informal management responsibility for Analysts and Associates on the team.

• Responsible for driving portfolio asset quality and speed to market

Required Skills:

• 7 - 10 years' experience in commercial and / or corporate lending environment, with understanding of loans, trading & treasury products

• Able to soundly manage the portfolio and justify rationale for recommended transactions.

• Must have ability to manage the most complex transactions, possess strong credit skills and transaction experience, and demonstrate the ability to work with senior officers, business partners, and clients.

• Must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation and execute timely closings

• Requires effective communication style and ability to manage multiple priorities - must be a team player

Job Band:

H4

Shift:

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Referral Bonus Amount:

0

Job Description: The Credit Officer effectively executes broad credit risk management responsibilities within Wholesale Credit. Primary responsibilities include:

Primary account responsibility for a complex portfolio of Large Corporate Clients in General Industries.

• Structure complex transactions and negotiate complex credit documentation to mitigate risk appropriately.

• Solid communication and presentation skills; team player with a positive attitude.

• Develop and maintain a deep understanding of the industry and an assigned portfolio of clients to assess risk solutions that balance risk and return.

• Develop and maintain a deep understanding of the Global Banking & Markets product spectrum.

• Develop and maintain strategic partnerships with Corporate Banking, Investment Banking,

• Global Markets and Treasury Management.

• Independently develop high quality credit analysis with a focus on business rationale, key risks, sources of repayment, projections and returns & profitability

• Independently assess, diligence and make justifiable credit recommendations.

• Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the clients' credit life cycle.

• Participate in strategic projects to support business goals.

• Informal management responsibility for Analysts and Associates on the team.

• Responsible for driving portfolio asset quality and speed to market

Required Skills:

• 7 - 10 years' experience in commercial and / or corporate lending environment, with understanding of loans, trading & treasury products

• Able to soundly manage the portfolio and justify rationale for recommended transactions.

• Must have ability to manage the most complex transactions, possess strong credit skills and transaction experience, and demonstrate the ability to work with senior officers, business partners, and clients.

• Must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation and execute timely closings

• Requires effective communication style and ability to manage multiple priorities - must be a team player

Shift:

1st shift (United States of America)

Hours Per Week:

40