Certified Personal Financial Counselor

Job description

As a federal government contractor, all employees will be required to be fully vaccinated for COVID-19 by the legislative deadline for vaccine mandates. All candidates must attest to being able to meet this requirement in order to be considered

Job Title: Certified Personal Financial Counselor

Summary

The Personal Financial Counselor (PFC) program is seeking qualified individuals to work full-time with Service Members and their families on personal financial issues such as budget planning, credit management and debt reduction, as well as retirement and estate planning. These full-time positions are located on military installations throughout the continental Unites States and selected overseas locations.

Principal Responsibilities:

The majority of Service Members and their families will require financial counseling and education to assist with establishing a basic level of financial literacy, good financial behavior and habits, long term financial planning to include retirement planning. The PFCs will be responsible for:

* Identifying immediate and long range measures to increase income, reduce household expenditures, and avoid additional financial burdens.
* Personal budget/financial planning to reduce, eliminate, and avoid debt and to achieve solvency and stability.
* Teaching Service members (and their families) money management techniques to encourage them to live within their means.
* Understanding credit, finance charges, interest rates and the implications of only paying the minimum amount each month.
* Educating military families on the importance of maintaining excellent credit histories and ratings.
* Establishing, monitoring, and protecting their credit.
* Teaching Service Members to make informed decisions and to be aware of associated costs such as insurance, maintenance, fuel costs, etc.
* Educating and counseling Service Members - about their retirement systems and providing financial models to assist them in establishing a comprehensive retirement plan.
* Assisting with tax planning.
* Teaching Service Members and their families how to save for emergencies, unanticipated contingencies, and both short and long-term goals.
* Other duties as assigned.

PFCs will traditionally provide support in one of three ways. Any combination of the three may be requested by the installation coordinator.

* Face-to-Face financial counseling: PFCs support and educate individuals and families to help address specific needs, including provision of appropriate resource referrals.
* Financial briefings: Facilitate briefings designed to promote awareness and educate Service Members and their families on various personal finance topics. PFCs facilitate requested briefings using a library of approved presentations and handouts on a variety of financial topics.
* Resource table: PFCs perform outreach and engage event attendees in conversations about setting financial goals, guidance to appropriate resources, as well as discussions on all areas of personal finance.

Required Qualifications:

* Be fully vaccinated for COVID-19 by the legislative deadline for vaccine mandates
* A minimum of a Bachelor's degree coupled with 3+ years of experience in financial counseling or education.
* A national certification as an Accredited Financial Counselor (AFC) OR Certified Financial Planner (CFP) OR Chartered Financial Consultant (ChFC).
* Counselors shall maintain a valid, unrestricted motor vehicle license.
* Demonstrated experience in utilizing MS Office products (Excel, Word, PowerPoint).
* A criminal history background check that includes a credit check, education and employment verification as well as an FBI fingerprint check are required to work in this program.

Desired Qualifications:

* Previous military experience (including military spouses and/or as a service provider)
* Ability to travel up to 10% including some weekends with advanced notice.
* Ability to facilitate financial workshops and trainings to large groups and ability to tailor presentations to audiences as needed.
* Knowledge, skills, and abilities such as:
* Working knowledge of military, state, federal, and local resources.
* Understanding, sensitivity, and empathy for Service members and their family members.
* Ability to develop trusting helping relationships.
* Ability to work effectively with individuals and families from diverse racial, ethnic, and socioeconomic backgrounds.
* Ability to use sound professional judgment, ethical practice, and common sense. Ability to develop, implement, and evaluate financial needs of individuals and families.

Other Skills and Abilities: All positions that require access to U.S. Government facilities and systems require U.S. Citizenship, and reliable transportation to travel to assigned locations and nearby facilities.

Physical Demands: Sits, stands, bends, lifts, and moves intermittently during working hours. The employee must occasionally lift and/or move up to 40 pounds. The physical demands described