Senior Business Banking Relationship Manager
Commerce Bank
2021-12-03 14:41:48
Garden City, Kansas, United States
Job type: fulltime
Job industry: Banking & Financial Services
Job description
About Working at Commerce
Wouldn't it be great to build your career at a bank that's known for helping people with their financial challenges? That's exactly what you'd be doing when you join the team at Commerce Bank. We're looking for teammates who are ready to do whatever it takes to help our customers with their everyday financial needs. You'd be helping yourself too, because Commerce has a tradition of recognizing and rewarding team members for their talent, skills and contributions.
No wonder we've been an industry leader for over 150 years and have developed a reputation as a great place to work in the financial services world. If you'd like to be a part of a team and culture that is respected by its peers and in your community, we should talk. We're always looking for the best and brightest.
About This Job
This position involves both the comprehensive management of existing commercial relationships as well as soliciting new business opportunities with assigned customers and targeted prospects. Although it can vary by market, targeted companies generally include those with annual sales of up to $20MM.
Essential Functions
Primarily involved in calling activities with assigned customers and targeted prospects with the objective to acquire new business
Serves as the primary advisor for an assigned portfolio of diverse and complex commercial relationships, ensuring a high level of customer satisfaction and retention
Coordinates with product partners to cross-sell a full range of products and services
Critically reviews and analyzes portfolio to reduce risk and enhance profitability
Facilitates credit requests, including loan structuring, negotiating/pricing, collateral, ensuring adequate loan documentation, and analyzing industry/credit risk
Facilitates the resolution of customer problems, engaging product experts as needed
Participates in community and business functions/groups to ensure a positive image for the bank and to establish referral contacts within the marketplace
Ensures compliance with all bank policies, procedures, regulations, and laws
Perform other duties as assigned
Manages a portfolio of commercial relationships with some or all of the following characteristics:
Avg loan portfolio O/S of $75MM+
Avg deposit portfolio of $50MM+
Annual contribution of $750M+
Note: Newly created positions may need time to establish these portfolio levels.
Knowledge Skills & Abilities Required
Thorough knowledge of full range of commercial products, credit policies, procedures and terminology
Strong time management skills, with ability to appropriately prioritize calling activities and strategies
Goal oriented with well developed sales skills.
Strong strategic, analytical, and problem-solving skills
Well developed credit analysis skills
Excellent verbal/written communication skills
Well developed persuasive and negotiation skills
Well developed independent decision making skills, with minimal management oversight
Ability to mentor and provide leadership to Jr. roles
Experienced at structuring complex credit requests
Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
Basic proficiency with Microsoft Word, Excel and Outlook
Education & Experience
Bachelor's degree, or equivalent work experience
8+ years of commercial banking experience
For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.
For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you'll be asked to authorize our review of that record, maintain a valid driver's license, and meet Commerce Bank's driving record criteria; ongoing employment may be contingent upon meeting all driving requirements.
Time Type:
Full time