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Mortgage Underwriter

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Farmers Bank of Kansas City

2021-12-03 09:58:27

Job location Shawnee Mission, Kansas, United States

Job type: fulltime

Job industry: Banking & Financial Services

Job description

**THIS IS NOT A REMOTE POSITION - REMOTE APPLICANTS WILL NOT BE CONSIDERED**


Farmers Bank of Kansas City is growing and in need a highly motivated, experienced Underwriter. As a new member of our team, this Underwriter will work on-site to evaluate residential loan application packages and determine program eligibility and credit worthiness of the consumer.


Job Functions:

  • Underwrite residential mortgage loans in accordance with FNMA, FHLMC, FHA and VA internal guidelines ensuring compliance with company and investor standards
  • Review and analyze borrower profiles, credit reports, title reports, income documentation and assets, including complex business returns.
  • Review appraisals for accurate property valuation
  • Demonstrate proficiency in automated underwriting applications and ability to assess results
  • Manage individual pipeline on a daily basis by completing new underwriting reviews, condition reviews and other underwriting tasks within established turn times.
  • Communicate with processing and sales to provide updates, clarification on outstanding conditions and deficiencies identified on loans, and to assist in interpreting underwriting guidelines
  • Works with the post-closing team to resolve any issues
  • Provide loan scenario support to sales and processing teams


Qualifications:

  • Minimum 3 years recent full time Mortgage Underwriting experience (Required)
  • Proficiency with DU and LP, FHA Connection and VA Portal
  • Knowledge of FHMA, FHLMC, FHA and VA guidelines
  • Active DE Chums and VA SAR required
  • Self-starter, self-reliant, dependable, ability to work within and meet specific time restraints
  • Flexibility in decision making with strong problem solving skills
  • Customer service driven
  • Must be able to work overtime as needed


Farmers Bank offers a comprehensive benefit package including PTO, Health and Life Insurance, 401K/Profit Sharing, and other benefits.


FARMERS BANK AND TRUST IS AN EQUAL OPPORTUNITY EMPLOYER - Minority/Female/Veteran/Disability

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