Credit Analyst

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Job description

Citizens National Bank, a leader in the banking community, seeks highly motivated individuals to share in our Bank's vision. We are a locally-owned community bank whose purpose is to provide the highest quality of service to our customers and to be staffed with an exceptional team of focused employees.

CNB offers outstanding

benefits including:

· Comprehensive Healthcare

· Employee Assistance Program

· 401K Retirement Plan

· Life & AD&D Insurance

· Long Term & Short Term Disability

· Education Assistance Program

· Professional Development Opportunities

· Paid Volunteer Hours

Currently seeking a career minded Credit Analyst with knowledge of banking regulations and experience in the lending industry.

Full Time Position

Bossier City, LA

Monday - Friday

Remote: No - This position is not remote. Only local applicants will be considered.

Summary:

Works primarily as support personnel for lending division through spreading and analyzing financial statement and tax return data. Prepares business and individual financial statement spreadsheets and cash flow statements. Develops and maintains specialized spread sheets and templates. Occasional customer contact to obtain financial information. Maintains financial statement tracking system. Performs other duties as requested by Chief Credit Officer.

Required Skills

• Excellent organizational skills in order to work under time constraints
• Attention to detail
• Work effectively as part of team and productivity
• Ability to be confidential
• Exceptional communication skills both orally and written.
• Outstanding customer service skills via phone and in person.
• Analytically inclined
• Ability to work independently
• Experience with banking regulations

Essential Functions:

• Comfortable in group presentations
• Detailed understanding of Excel and Word
• Fundamental understanding of basic accounting and financial ratios
• Previous credit analysis experience or training is helpful.

Education Requirements:

• College Degree, preferably with emphasis in finance or business

SUPERVISORY RESPONSIBILITIES

This job has no direct supervisory responsibilities.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is frequently required to sit, stand; walk; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 15 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision and ability to adjust focus.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Employee is required to maintain a valid driver's license and provide own reliable transportation. This position requires travel within a 75 mile radius.

If you are interested in joining Citizens National Bank, NA, an employer of choice organization, in another role, please email your resume to . Once a position becomes available and you meet the qualifications, a member of the Human Resources team will contact you for an interview.

Citizens National Bank is an equal opportunity employer. We celebrate, encourage and promote diversity and are committed to creating an equitable and inclusive environment for all applicants and employees.