Commercial Banking Manager

Job description

Supervises: Commercial Banking Relationship Managers and Treasury Management Manager

The Commercial Banking Manager provides managerial oversight and direction to the Commercial lending and deposit areas of the bank. Additionally, this includes handling loan portfolio of specific accounts that warrant special monitoring and/or structuring to meet the bank's credit quality standards, or represent a significant relationship to the bank from an overall profitability perspective.

Major Duties and Responsibilities

• Manage the Commercial Banking and Treasury Management Departments to provide leadership and counsel to Relationship Managers. Build, develop, and oversee a team of bankers to grow the bank's portfolio of loans and deposits commensurate with the overall strategic direction of the organization.
• Provide guidance and counsel to the Chief Lending Officer on matters relating to goals in both loan volume and credit quality. Assist in managing to outcomes desirable to the bank in meeting its overall growth and profitability objectives.
• Work in concert with the Senior Credit Officer to maintain adherence to the bank's lending policy and credit administrative practices established by Executive Management and Risk Management Committee. Stay abreast of all regulatory policies, laws, and interpretive letters regarding credit and compliance matters.
• Achieve loan and deposit sales production goals for the Commercial Department consistent with the bank's short and long term fiscal plans. This includes the generation and cultivation of centers of influence, networking groups, and sales leads for the bank to drive new client relationships.
• Ensure appropriate training and mentorship for the entire Commercial Banking Department to develop the necessary technical and sales skills commensurate with all positions in the department.
• Provide support and guidance to the Commercial Banking Department in terms of structuring, pricing, and negotiation of credit facilities.
• At the direction of the Chief Lending Officer, assume a portfolio of lending relationships deemed to be in need of extra support services and/or monitoring due to complexity, level of asset quality, or overall profitability to the bank.
• Oversee the administration of performance and compensation for the Commercial Banking Department to ensure all performance evaluations, salary and incentive reviews, and career path recommendations are performed consistently within the department.
• Be an active member of the community and seek leadership positions within civic and business organizations. Participate in volunteer affairs consistent with, and supportive of, the bank's mission.
• Participate in professional associations and attend industry specific conventions, conferences, and seminars.
• Model the ACCESSway in all interactions with others.
• Other duties as assigned.

Education and Experience

• Bachelor's degree in Finance, Business Administration, and/or Banking required. A master's degree is preferred.
• 15+ years in leadership role within banking Commercial Banking, Credit Underwriting, Credit Risk Management or closely related experience.
• 3+ years of people leadership and management experience.
• Experience required in portfolio management and complex financial analysis.
• Strong knowledge of current lending practices and trends in the finical industry.
• Through knowledge of banking accounting, regulations, policies and procedures as it applies to the lending function.
• Skills in exercising judgement within broadly defined practices and polices, while being able to make sound decisions based on analysis, discussion, experience and judgement.
• Demonstrate competency in business development.
• Outstanding organizational and leadership abilities.
• Aptitude in decision-making and problem-solving.
• Proven ability to display innovative problem-solving while focusing on managing risk for the bank.
• Effective communicator both written and verbally .

ACCESSbank is an EEO Employer/Vet/Disabled