Real Estate Risk Credit Officer - Citi Private Bank - SVP

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Job description

Responsibilities:

• Responsible for the financial analysis, risk assessment and credit structure recommendations for secured real estate transactions.
• Monitor an assigned credit portfolio and approve periodic reviews; maintain a thorough understanding of the content and aggregate risks within the portfolio, trends and other key statistics
• Credit Risk professional who closely follows latest trends in own field and adapts them for application within own job and the business.
• Complete in depth analysis of financial data and other information provided by the client and/or banker in the field
• Oversee deal approvals including timing of approvals and turnaround in collaboration with Independent Risk and business partners
• Supplement analysis with research and evaluations from a wide variety of sources to develop an assessment of client, competitor/ industry risks and trends for senior management and/or the Senior Credit Officer
• Execute early warning procedures to promote preventative action where appropriate
• Assist in the development of appropriate procedures around approvals, underwriting, and portfolio functions in consultation with Independent Risk and senior business leaders
• Assist in the development of appropriate credit guidelines around proposed cash flow lending appetite
• Assists revenue growth and contain credit losses, while managing risk within credit policy.
• Manage underwriting process for an increase credit request to an existing portfolio client.
• Pro-actively reach out to line partners, creating a shared learning environment between remote location and front office.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 6-8 years credit experience in Private Bank
• Excellent communication and diplomacy skills required in order to negotiate internally, often at a senior level and occasionally with external customers
• Superior risk assessment skills including problem recognition defining and structuring of solutions to credit related issue, strong technical skills
• Effective verbal and written communication skills

Education:

• Bachelor's/University degree, Master's degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group:
Risk Management

Job Family:
Credit Decisions

Time Type:

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Effective November 1, 2021, Citi requires that all successful applicants must be fully vaccinated against COVID-19 as a condition of employment and provide proof of such vaccination prior to commencement of employment.