Financial Examiner

Job description

Description of Work

The N.C. Office of the Commissioner of Banks (NCCOB) is responsible for the chartering and regulation of North Carolina's state banks, trust companies, mortgage companies, as well as registration and licensing of various financial institutions operating in North Carolina. Our mission is to promote and maintain the strength and fairness of the North Carolina financial services marketplace through the supervision and regulation of financial service providers in that marketplace.

This posting is for two (2) advanced level (top-level) Financial Examiners in our Banking Division. If no advanced level applicants are identified, journey level (mid-level) will be considered. Position requires the identification, compilation, and organization of relevant data (financial or non-financial) to analyze and draw sound logical conclusions for work assignments or examinations of financial institutions with moderate-to-high risk profiles and/or complex structures. Responsibilities include identifying actual and potential issues that impact the institution's risk profile and financial condition. The individual is expected to make recommendations for corrective action based on acquired knowledge and observation of laws, rules, regulations, and best practices within the banking industry.

These positions require (i) strong communication skills and the capability of conveying examination findings in oral and written form, and (ii) exercising above average interpersonal skills and the capability of handling confrontational situations with bank management. A top-level examiner is responsible for consistently serving in a leadership role on examinations of banks with moderate-to-high risk profiles and complex structures. Additionally, a top-level examiner will be expected to serve in a leadership role on joint examinations with Federal regulators. The individual may also serve as a coach or mentor to less-experienced examiners.

The position requires that financial examiners maintain strict confidentiality and discretion in the course of conducting business. Financial examiners regularly exercise sound judgment, work in a team environment and easily adapt to changing circumstances. Work requires extensive overnight travel (approximately 85 - 90%). Examiners work a compressed schedule, with every Friday off and may reside anywhere in the State of North Carolina.

Hiring range: Advanced level-$90,000 to $110,000

Journey level-$75,000 to $90,000

Knowledge, Skills and Abilities / Competencies

* Thorough working knowledge of laws, rules, regulations, industry standards, and accounting/reporting processes applicable to banking.
* Significant experience in applying this knowledge in designing and conducting examinations to evaluate the effectiveness of regulated institutions in identifying areas of risk, material deficiencies, and violations of state and federal laws and regulations.
* Significant experience in presenting, both orally and in written form, concise, comprehensive, and accurate findings of a bank's condition.
* Proficient in Excel, Word, and PowerPoint.

Management preferencewill be given to applicants with significant experience in evaluating the effectiveness of risk management practices across a variety of credit portfolios, such as oil and gas, real estate (commercial and residential), and leveraged, asset based, and lease financing. Preference will also be given to applicants from a state or federal banking regulatory agency with experience evaluating credit quality. Additionally, applicants with cross-functional (i.e. audit, capital markets) experience in the evaluation of risk at large or complex financial institutions will also be given preference.

Minimum Education and Experience Requirements

Bachelor degree in a related field (banking, finance, business) and a minimum of 2 courses of accounting AND at least five (5) years (advanced level) or three (3) years (journey level) of RECENT professional experience managing credit risk for a financial institution, or participating in regulatory oversight of financial institutions OR ten (10) (advanced level) or nine (9) (journey level), or more, years of RECENT professional experience managing credit risk for a financial institution, or examining financial institutions on behalf of a state or federal regulatory body, or any combination of these or an equivalent combination of education, training, and experience.

Supplemental and Contact Information

The North Carolina Office of the Commissioner of Banks (NCCOB) selects applicants for employment based on job-related knowledge, skills, and abilities without regard to race, color, gender, national origin, religion, age, disability, political affiliation or political influence.

Degrees must be received from appropriately accredited institutions. Transcripts, degree evaluations and cover letters may be uploaded with your application. Applicants who obtained their education outside of the United States and its territories are expected to assume responsibility for having their academic degrees validated as equivalent to a degree conferred by a regionally accredited college or university in the United States. Here are two, of several organizations, that perform this service:

International Education Research Foundation -

World Education Services, Incorporated -

A COPY of college transcriptsMUSTbe submitted with your online application if a requirement of the job posting.

Please make sure you complete the application in full. Resumes may be uploaded with your application but will not be accepted in lieu of a fully completed application and will not be considered for qualifying credit. "See Resume" or "See Attachment" will NOT be accepted.

If multiple applications are submitted to an individual position, only the most recent application received prior to the posting closing date will be accepted. Applications must be submitted by 5:00 PM on the closing date.

Applicant seeking Veterans Preference must attach a copy of their form DD-214.

Due to the volume of applications received, we are unable to provide information regarding the status of your application over the phone. To check the status of your application, please log in to your account.Processing applications may take an average of 2-6 weeks due to the high volume of applications received. It is not necessary to contact the Human Resources Office to check the status of an application. Upon the closing date, applications are "Under Review" and will be screened by Human Resources for the most qualified applicants.

Applicants must embrace and actively support NCCOB's values:

Accountability, Customer Service, Ethics & Integrity, Teamwork & Collaboration, and Innovation & Creativity

For technical issues with your applications, please call the NeoGov Help Line at.If there are any questions about this posting other than your application status, please contact HR at .