Lead Specialist - Real Estate Processing Team

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Job description

**Location:**

202 Second Street NE - Canton, Ohio 44702

This position is Mobile by Design - a combination of work at the office location in Canton, OH and work from home after initial in-office training period.

Availability to work hours between 8:00AM and 8:30PM and/or weekend shifts on a rotating basis

**ABOUT THE JOB**

Qualified applicant will be able to analyze real estate collateral for credit applications in conjunction with Policy & Procedure Manual. Analysis will include:

+ Review flood determinations for compliance with FEMA and KeyBank guidelines

+ Review homeowner's insurance policy for required coverage of all liens including valid policy and premium for debt-to-income purposes

+ Review of various title search products for lien and vesting clearance, determination of required owner/signers and collateral payoff requirements

+ Review of credit bureau reports to confirm residency, potential judgments or intervening mortgages against collateral

+ Review mortgage documents for terms and conditions of superior liens

+ Read complex legal documents and interpret their impact on Key's collateral position

+ Apply State or regional specific real estate law as applicable

+ Review of various appraisal products to determine sufficiency of equity and availability of same

+ Conduct collateral investigations via available on-line and internal resources

+ Effective oral and written communications with sales professionals regarding application status and requirements

+ Ability to formulate innovative resolutions or authorize exceptions within Real Estate Specialist authority based on total client profile

+ Confirm correct rates in accordance with promotional guidelines and update as needed

+ Identify scenarios under Reg B, Reg Z, Reg O requiring updated disclosures (i.e.: Loan Estimate and Closing disclosures)

+ Ensure adherence to Lender conditional approval requirements

+ Update ACAPS processing system in preparation of accurate closing documents to branches

+ Communicate final approval message with all terms and conditions to Sales Professional

+ Complete requests for satisfactions or subordinations of KeyBank mortgages as needed

+ Comply with all Anti Money Laundering/Bank Secrecy Act, Privacy and Fraud Awareness policies/procedures and identify/report suspicious or fraudulent applications to the fraud hotline

+ Complete other miscellaneous job functions as assigned by Management

**REQUIRED QUALIFICATIONS**

High School Diploma or equivalent

Familiarity with consumer loan products

Experience in banking industry or mortgage industry (which can include real estate) or with consumer lending.

Knowledge and/or experience working with flood, or title, or appraisal.

Excellent interpersonal and written/verbal communications skills.

Ability to work efficiently and accurately in a fast-paced environment with attention to detail

An aptitude for math and a passion for problem solving.

Knowledge and experience in use of MS Windows and related Office products.

Familiarity with use of Internet Explorer and Google Chrome.

**PREFERRED QUALIFICATIONS**

BA in Business preferred or related field or job experience equivalent

Minimum 2 years Consumer Lending/Mortgage processing experience

Knowledge of ACAPS, Outlook, HOGAN, and ALS system.

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to building a diverse, equitable and inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other protected category.

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing .

ManpowerGroup is committed to providing equal employment opportunities in a professional, high quality work environment. It is the policy of ManpowerGroup and all of its subsidiaries to recruit, train, promote, transfer, pay and take all employment actions without regard to an employee's race, color, national origin, ancestry, sex, sexual orientation, gender identity, genetic information, religion, age, disability, protected veteran status, or any other basis protected by applicable law.