Credit Analyst

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Job description

CREDIT OPPORTUNITIEIS

OHIO

BASE+ BONUS + BENEFITS + Total Comp 50K+

SIX FIGURE CAREER MOVE

SUMMARY:

assists in protecting the financial assets of the company within Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of the company. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.

REPORTS TO: Credit Manager

MINIMUM QUALIFICATIONS:

• Proficiency with Microsoft Excel
• Excellent math skills
• Experience in credit and collections
• Excellent ability to read, write, and speak English

PREFERRED QUALIFICATIONS:

• College degree
• Strong negotiation skills
• Detail oriented
• Ability to solve problems
• Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time
• Proficiency in Microsoft Office Suite

ESSENTIAL JOB FUNCTIONS:

• Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.
• Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and Profit Center Manager, and escalating collection activities as required by business circumstances.
• Ability to review credit applications and complete credit investigation to grant credit and establish up six figure credit limits.
• Assisting the Division Credit Manager to maintain and enforce lien and bond rights for secured projects.
• Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and Profit Center Manager.
• Face-to-face customer meetings to establish and maintain strong relationships with customers and Profit Center Managers.
• Negotiating differences with customers and developing plans for payment and dispute resolution.
• Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.
• Maintaining professional relationships with Credit and Profit Center managers and external customers.

NOTE: Because positions may evolve due to the needs of the business, this job description may not list all essential functions and is not designed to contain a comprehensive listing of all required activities, duties, or responsibilities. Other essential functions, duties, responsibilities, and activities may be assigned at any time; with or without notice.

• Equal Opportunity Employer - Disability | Veteran