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Sr. Specialist, Mortgage Underwriting

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Santander Bank

2021-12-03 07:38:07

Job location Reading, Pennsylvania, United States

Job type: fulltime

Job industry: Banking & Financial Services

Job description

Description - External As a member of Santander's retail banking division you'll help serve Santander's retail and small business customers as part of one of the top banks in the United States based on deposits. With principal presence in the northeast U.S., Santander's retail division offers consumer and lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers and 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank. The Sr. Specialist, Underwriting provides efficient customer service to internal/external clients, gathers account information (loss information, driver information, financials, loss control reports, etc.), rates, and issues policies to deliver a superior Insurance product. The incumbent ensures electronic file integrity. The Specialist, Underwriting is responsible for processing statutory notices, endorsements and other duties as directed by management. Responsibilities Adheres to compliance procedures and internal/operational risk controls in accordance with any and all applicable regulatory standards, requirements, and policies. Composes accurate and easily understood messages to applicants and outbound Associates if additional information is required to finalize underwriting decisions. Creates, analyzes, and interprets data from various reports. Determines whether to accept, modify, or decline risks. Expands base of knowledge and scope of products. Oversees and approves endorsements as indicated. Processes statutory notices, endorsements. Renders accurate approvals and denials in accordance with program requirements all loans assigned. Utilizes underwriting tools to determine accurate classifications, rates, and premium charges. Bachelor's Degree; in Finance, Accounting, Management, Economics or equivalent field or equivalent work experience. 0-3 years of related experience and/or training. Ability to effectively use multiple systems. Demonstrates strong written and verbal communication skills. Proficiency in online reference manuals and materials. Proficient in MS Word and Excel. Strong desk management skills, ability to multitask, independently organize work and prioritize competing demands and requests to complete assigned tasks within required time constraints. Minimal physical effort such as sitting, standing, and walking. At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply Primary Location:Reading, Pennsylvania, United StatesOther Locations:-,Pennsylvania-ReadingOrganization:Santander Bank, N.A.AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO

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