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Senior Underwriter

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Santander Bank

2021-12-03 11:30:03

Job location East Providence, Rhode Island, United States

Job type: fulltime

Job industry: Insurance & Superannuation

Job description

DESCRIPTION As a member of Santander's retail banking division you'll help serve Santander's retail customers as part of one of the top banks in the United States. With a principal presence in the northeast U.S., Santander's retail division offers consumer and lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers in the US footprint have a transactional account with Santander Bank The Junior Mortgage Underwriter will be responsible for but not limited to the underwriting of first mortgage loans and applications along with the documents provided for them and ensuring compliance with appropriate company guidelines. RESPONSIBILITIES Evaluate creditworthiness of borrowers and ability to repay in order to render a credit decision. Review outstanding conditions on loans for acceptance including the review of requested documents and credit bureau. Works with Team Managers and other underwriters to ensure proper turnaround parameters and goals are met. Must ensure all loans meet or exceed corporate credit quality. Ensure all documentation is accurate and complete. Involved in the daily management and workflow of the production pipeline. Work with and interact with processors, customer support unit and closers. Maintain current and fluid knowledge of Underwriting Guidelines and adapt to changes quickly. Evaluate the application to determine if there are any other products or alternative terms available before issuance of denial. PREFERRED QUALIFICATION 1+ years' experience with income document review and initial decision review. EDUCATION Bachelor's Degree, or equivalent work experience WORK EXPERIENCE 3-5 years experience PHYSICAL DEMANDS Minimal physical effort such as sitting, standing, and walking. At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply. Primary Location:East Providence, Rhode Island, United StatesOther Locations:Rhode Island-East ProvidenceOrganization:Santander Bank, N.A.AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO

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