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Mortgage Underwriter

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Shamrock Home Loans, Inc.

2021-12-03 07:32:09

Job location Rumford, Rhode Island, United States

Job type: fulltime

Job industry: Banking & Financial Services

Job description

We are looking for a Mortgage Underwriter to join our award-winning culture! You will play an integral role in delighting our clients and referral partners with outstanding service. You possess the ability to underwrite mortgage loans in accordance with all agency and investor guidelines and standards. In addition, you will be able to provide a comprehensive review of the entire loan package, from credit through appraisal with required documentation to issue a final underwriting decision.


Success in this role relies on your time management skills (meeting proposed closing and turn time expectations), organization and positive influence.


Ideal Candidate Qualifications:

  • Minimum of 1 Year of Mortgage Underwriting experience
  • Conventional Loan Expertise
  • FHA Loan Expertise
  • DE and CHUMS ID preferred
  • Thorough understanding of all agency & investor underwriting policies
  • Ability to thoroughly review loan submissions and to independently make prudent lending decisions based on program guidelines
  • Knowledge of FHA, VA and USDA loan programs
  • Experience with Byte LOS and paperless systems a plus
  • Super-strong attention to detail especially when analyzing credit documents, including but not limited to, mortgage applications, credit history, income documents, tax documents, title documents, appraisals and all applicable compliance documents
  • Confident with evaluating debt ratios, loan-to-value ratios, credit scoring, property valuation and titles
  • Superior communication and documentation of loan conditions
  • Commitment to keeping clients excited from contract to keys
  • Organized self-starter that enjoys problem-solving
  • Must be resourceful and tenacious

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