Senior Commercial Real Estate Closer

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Job description

Overview:
At Texas Capital Bank, we are driven by a single-minded and unwavering mission: to serve business and the individuals who run them. We use a consultative approach and innovative technologies to develop new ideas that give the bank and our clients a competitive advantage. We partner with our customers to push the boundaries of what's possible-together.

Headquartered in Dallas, Texas Capital Bank has offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, and we serve clients in a variety of industries from coast-to-coast.

Responsibilities:
Lead the coordination of real estate loan closings, including interfacing with the client, title companies, attorneys, appraisers, and other third party vendors and consultants, reviewing loan documentation and gathering necessary documentation required to close a commercial real estate loan including complex credits such as participations and syndications.

Manages the draw process for construction loans, interfacing with the client, Construction Engineer, contractors, project managers, construction consultants and approves draws.

Track and maintain a balanced loan budget including the monitoring and tracking of budget line items, change orders and reallocation requests.

Conduct detailed review of construction draw requests, including the budget, invoices and site observation reports, to determine if the requested amount can be funded based on the loan agreement and the loan budget.

Monitor specialized loan provisions by tracking documentation requirements to ensure compliance with all loan requirements.

Monitor escrow or reserve accounts for specific loans and compliance with loan requirements.

Monitor file exceptions and past dues for all loans in assigned portfolio.

Submit invoices for payment on behalf of third party vendors.

Foster an environment within the team that ensures an exceptional client experience

Establish and maintain effective relationships with customer, business partners and team

Qualifications:
Must have at least 7-10 years commercial loan administration experience

Must have at least 5 years commercial real estate loan closing and/or funding experience, including construction draw administration and budget tracking

Demonstrated expertise in reviewing and interpreting of all types of loan documentation and lien perfection for attorney prepared documents

Working knowledge of commercial loan and deposit systems and prior experience using credit and collateral document exception tracking systems

Working knowledge of lending compliance requirements

Must be able to interface effectively with executive management, clients, attorneys, title companies, third party consultants and handle confidential information with discretion.

Must be able to respond quickly to customer demands, perform multiple tasks simultaneously

Proven history as a self-starter who can add value by driving process related decisions while working independently with a minimum amount of supervision

Must be detail-oriented and comfortable working independently

Ability to obtain, analyze and synthesize information as well as multi-task under pressure

Strong change management skills and ability to work at an consistently changing pace

Strong analytical, problem solving, and decision making skills

Strong organizational skills to include effective time management in all key responsibilities of the job

Ability to handle multiple tasks and interruptions, in a fast-paced environment to ensure that deadlines are met

Ability to readily identify needs and requirements, and establish plans and processes to ensure successful results

Superior client service skills/attitude

Excellent problem-solving and critical thinking skills

Proficient knowledge of Outlook, Word and Excel

Degree preferred, but commensurate work experience will be considered

Prior experience with ACBS, FISERV Signature, Fields Tickler or other loan and deposit systems preferred

Familiarity with SalesForce CRM tools a plus