A/R Credit Analyst - Top Global Fortune 500 Company w/ Excellent Benefits

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Job description

Job Title: A/R Credit Analyst - Top Global Fortune 500 Company w/ Excellent Benefits

Why is This a Great Opportunity?

Opportunity to join a top global Fortune 500 company that offers a great team culture, best in class benefits and high performing team to grow your career with. Very attractive overall package with hybrid work flexibility. The office is located in the greater Katy area.

Job Description

· Review and prepare risk analysis for establishment of credit for all new customers. Perform due diligence in compliance with credit and collection policy and procedures.

· Manage and document credit review of existing customers in compliance with the credit and collections policy and procedures. Initiate action items required as a result of the updated credit risk analysis.

· Recommend and establish credit limits based on credit analysis. Document and present recommendations to managers with delegation of authority.

· Monitor accounts receivable portfolio consistently for events that may negatively impact risk. React and recommend immediate action, where required, to minimize risk. Engage business leaders in decision making if required.

· Daily monitoring of customer order blocks to determine reason for block and proactively address issue (past due items, credit limit exceeded, master data issue, etc), including communication with the customer service/sales order processing teams.

· Make recommendations for customers to be considered for quarterly global bad debt reserves, including recommendation for probability of default. Maintain documentation to support rationale for recommendations and changes to recommendations.

· Assist with reporting requirements for internal treasury and participating banks related to Asset Based Lending Programs, Securitization and Factoring

· Reports results of credit activity and performance against KPI metrics, such as order checks, monthly/quarterly credit reviews, exposure utilization, etc.

· Assist with periodic bank audits if/as necessary. If issues are identified, assist in managing the process for corrective actions. Actively participate in and manage audit requirements for both internal and external audits.

· Review and analyze non-standard payment terms. Make recommendations for changes and collaborate with commercial on non-standard payment terms.

· Interact daily with the commercial team by providing guidance in relation to high-risk customers, options for settling customer disputes, address customers who pay outside agreed payment terms, advise and discuss customer payment plans as required.

· Assist with SOX internal control documentations and related assessments. Compiles and summarizes time-sensitive data for ad-hoc reporting and non-routine financial analysis; support and/or manage special projects; special non-routine assignments; manage administrative items and/or new account coordination

Qualifications

· Bachelor's degree required: Accounting, Finance, or related discipline preferred.

· Additional credit-related certifications preferred (i.e. Certified Credit Professional or other credit certification).

· SAP Credit and Collection modules required

· Minimum 4 years of related experience

· Proven comprehensive knowledge of financial statements and financial statement analysis in order to accurately define customer's risk and financial position.

· Demonstrated knowledgeable in the use of third-party credit agencies and using the published information for credit risk assessments is required.

· Must have proven ability to build strong collaborative relationships with global peers and senior leadership; strong analytical and problem-solving skills and attention to detail; ability to consistently achieve results; makes effective and timely decisions; moves comfortably through organizational dynamics; demonstrates effective written and verbal communication skills.