AML Program Office Customer Risk Rating (CRR) and AML Technology Advisory, Vice President

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Job description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. Across the globe, we're 180,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

This is a hybrid position. There are flexible work from home options available. A member of our recruitment team will discuss the options with you in more detail.

Job Summary:
Reporting into the Director, AML Program Office, this new position has been created for the primary purpose of managing the Bank 's Customer Risk Rating (CRR) Methodologies in the U.S., in addition to supporting technology based Anti-Money Laundering (AML) and Know Your Customer (KYC) programs and projects. This role will be required to engage with key stakeholders within the Global Financial Crimes Division (GFCD), Financial Crimes Office Americas (FCOA) organization, Center of Excellence (COE), and the lines of business.

Responsibilities for this role include the enhancement and maintenance of CRR Methodologies across MUFG Bank Ltd. U.S. branches and MUFG Union Bank N.A., supporting multiple lines of business, compliance, and operational teams with respect to CRR. The other primary aspect of this role is to liaise between technology and financial crimes business requirements teams to ensure new requirements and functions are meeting financial crimes policy and regulatory requirements. The role holder will serve as the subject matter expert in the uplift of current state processes, including developing action plans, reviewing frameworks, methodology, procedures, and process documentation, as well as identifying training needs. The role holder is also responsible for internal stakeholder engagement and aid with issue identification and management, progress reporting and other activities as directed by the Managing Director, Regional Head of AML in the Americas.

Major responsibilities:
- Serve as the central point of contact for CRR Methodologies in the Americas.
- Act as communication channel from the AML Program Office (APO) to the First Line of Defense (FLoD) and Second Line of Defense (SLoD) to include GFCD and the COE, for all matters related to CRR processes.
- Maintain the U.S. CRR Methodologies inventory, assess methodologies regularly, and lead initiatives to adjust, as necessary.
- Provide support for global initiatives that may impact U.S. CRR Methodologies, including any relevant policy, process, and systems changes, as well as advise on CRR or AML technology business requirements from an AML policy perspective.
- Coordinate, support, and perform corrective actions to address Audit Issues, Regulatory Issues, and Management Self-Identified Issues related to U.S. CRR Methodologies.
- Respond to CRR-related inquiries, including from Internal Audit, Compliance Testing, and Bank Regulators.
- Assist the various lines of business and the COE with CRR related activities, including gap analyses, defining requirements, enhancements and plans for refresh, reviewing procedures, assessing process or technology changes, identifying training requirements, and assisting with technology implementations, where necessary, from an AML policy perspective.
- Manage and escalate emerging risks and issues identified related to CRR and hold regular touchpoints with APO Management to provide updates.
- Stay informed of ongoing issues and remediation efforts in progress at the Bank and assess potential impacts to CRR and AML technology processes by connecting the dots on meta-level issues or themes.
- Assist APO with ad hoc projects and key initiatives.

Qualifications:
- Bachelor 's degree required at minimum (Master 's preferred)
- 10 years ' plus experience working in Financial Services, with 5 plus years ' experience in compliance and risk management, with a strong emphasis on KYC/ AML
- Experience developing, interacting with, and/or validating CRR Methodologies and Models or strong KYC background and understanding of how KYC data points fit into a customer risk rating methodology.
- Experience working with or exposure to technical business requirements for financial crimes technology.
- Strong analytical skills
- Collaborative with strong interpersonal and communication skills
- Experience with analyzing processes and supporting technical implementations
- Experience interacting with compliance subject matter experts
- Detail-oriented with strong problem-solving skills
- Proven ability to execute in complex and demanding situations, often with tight deadlines.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

Some MUFG roles require that individuals be fully vaccinated against COVID-19, subject to exemptions for medical or religious reasons, as well as any other reason required by applicable law or order. Should you be selected for an interview, your recruiter will provide additional information.