LOAN PROCESSOR

Summary:

LendUS, LLC is seeking a Loan Processor to join our dynamic team. The Loan Processor is responsible for performing a variety of processing duties for an underwriting submission, loan closing and loan funding. The Loan Processor is responsible for gathering and reviewing all of the loan documentation provided, ensuring the loan file is in accordance with agency, investor and all applicable regulatory guidelines. This position is open for remote work.

Essential Functions

• Review new loans and condition submissions to analyze credit, asset statements and income documents to calculate debt to income ratios, funds required for closing and reserve requirement
• Review all documentation obtained and ensure that it corresponds directly to the loan or product type chosen by the borrower
• Request and review documentation in the file to meet agency guidelines, along with any Investor specific overlays for each loan product
• Process applications from time of receipt of application to submission of the loan package to underwriting
• Gather, organize and track loan documentation
• Work with lenders, applicants, underwriters, appraisal department and others to complete processing
• Resolve customer service issues
• Verify customer income documentation and resolve routine title issues, including vesting issues and various liens
• Execute closing actions to ensure a timely and effective closing process
• Other duties and tasks assigned as needed by the Loan Advisor

Education and Experience:

• High School Diploma is required, some college coursework is preferred
• 5 years' experience of processing in the mortgage industry is required
• Loan Officer Assistant or Underwriting experience is preferred
• Experience in processing Conforming, Jumbo and FHA loans
• Thorough knowledge of federal and state regulations and requirements with emphasis on MDA, TILA and RESPA reform
• Tactfulness and proven ability to handle sensitive and confidential situations
• High energy, self-motivated and service orientated attitude
• Strong interpersonal, written and verbal communication skills
• Strong organization skills, attention to detail and problem solving skills
• Ability to handle extensive pipeline and ability to meet deadlines in a fast paced environment
• Demonstrate sensitivity and tack in handling highly confidential information
• Experience in Encompass is preferred

WHO WE ARE:

ONE NAME - LendUS was created as a collaboration between RPM Mortgage and American Eagle mortgage, two well-established mortgage companies with likeminded veterans. Recognized as a Top 100 Mortgage Company in America, along with a national leadership team with over 20 years of experiences, makes LendUS an industry leader in homebuying and refinancing.

ONE FAMILY - Family owned and operated, our team members and customers are all treated like family. Our #1 core value of All-In Like Family, ensures we hire team members that exemplify a "Can do, Will do" attitude, committed and approachable. We are focused on our communities and doing what's right. With over 700 team members, with the ability to lend in 42 states, our family is standing by to assist families with home buying and refinancing needs.

ONE PURPOSE - To provide our customers with smart advice, offer a broad selection of products, simplify the often-complicated lending process, and doing so as expeditiously as possible.

LendUS is an Equal Opportunity Employer of dedicated mortgage loan professionals; offering competitive salary and benefit packages. Due to the state and federal regulation of the mortgage industry, all final candidates must consent to a background check prior to hire.