Mortgage Processor

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Job description

Who we are…
Cornerstone Home Lending is a unique top 10 national home lender with a reputation of amazing service, customer satisfaction, on-time closings, employee retention and happiness. Our mission is to use and improve on our God-given talents to make a difference to the lives of our employees, customers, shareholders and the people who provide services to us. We employ more than 1,800 people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. Our customers nationally rate their experience with Cornerstone at a score of 96 … 6 points higher than all competitors. Additionally, Cornerstone has been recognized by Workplace Dynamics as a "Top 100 Workplace" for 11th consecutive year. March 1, 2021, marked the beginning of Cornerstone's 33rd year in the residential lending business, so we have successfully navigated our company through many industry cycles and changes in regulations.

Cornerstone has been setting all-time production records for over a year, and our dedicated support staff makes that growth possible!

Where you come in: We're a great company with great people, and we're looking for an experienced Data Entry professional, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team.

Who we are looking for…
In this exciting and dynamic role, we are looking for an experienced Mortgage Loan Processor who can drive amazing and deep relationships with our Loan Originators and Customers. This professional will partner with our team to assist our Originators and Customers through the loan process. In addition, you'll need the following qualifications:

• Review file submission for accuracy and completeness
• Obtain all required documents needed to submit the loan to underwriting for initial approval and final loan approval
• Conduct a thorough analysis of mortgage loan files to ensure accuracy and file meets agency/investor guidelines
• Verify that all documents are correctly located in the loan file
• Ensure LOS (Loan Operating System) is updated with accurate data throughout the process
• Utilize pipeline reports to effectively manage loans and prioritize daily assignments
• Adhere to established regulations and law requirements regarding lending and other financial services in accordance to Freddie Mac, Fannie Mae, VA, FHA and RD sand internal guidelines
• Build rapport with clients and sales team by providing excellent customer service, updating their loan status and requesting additional documentation
• Forge trust relationships with other professionals, real estate agents, attorneys, insurance agent, escrow and title companies
• Maintain current knowledge of agency/investor guidelines and loan programs
• Adheres to Cornerstone policy and procedures, as well as compliance regulations
• Manage pipeline of approximately 25-40 loans
• Fund approximately 15-20 loans per month
• Assist with mentoring junior processors
• Perform other related duties as assigned with Cornerstones mission statement

What you'll need to be successful…
Success in this job relies on your experience in processing mortgage loans and your understanding of the residential mortgage loan process from application through selling the loan package to an investor. In addition, you'll need the following qualifications:

• Minimum of 3 years in mortgage lending experience, with processing experience in Jumbo, FHA, VA, USDA, Bond loans
• Proficient with investor and agency guidelines
• Strong attention to detail and accuracy with the ability to multi- task
• Excellent written and verbal communication skills
• In-depth knowledge of the real estate industry and current trends

What we offer: Cornerstone has been setting all-time production records for over a year, and our dedicated support staff makes that growth possible. Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a performance-based bonus.

What to do next: If Cornerstone Home Lending sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone. It really feels like home.

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Parental leave
• Professional development assistance
• Referral program
• Vision insurance

Schedule:

• 8 hour shift
• Day shift
• Monday to Friday
• Overtime

Ability to Commute/Relocate:

• Seattle, WA: Reliably commute or planning to relocate before starting work (Preferred)

Experience:

• Mortgage Processing: 3 years (Preferred)

Work Location:

• One location