Mortgage Loan Officer

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Job description

Layton State Bank - Mortgage Loan Officer

Who We Are
Layton State Bank is a full-service bank that offers the latest consumer, commercial, and investment services. We lend a personal touch, attention to detail, and quality service that only a community bank can provide.

The mission of Layton State Bank is, and always has been, to create value for our customers, community, employees, and shareholders.

We have proudly been servicing the Milwaukee-Metro are for 95 years. Our current locations are in Milwaukee, Greendale, New Berlin, and West Allis, Wisconsin.

Mortgage Loan Officer

We are currently searching for the right candidate to add to our mortgage lending team. These additional positions are based in each of our current branches. The Mortgage Loan Officer is responsible for managing existing client relationships as well as actively seeking and developing new relationships. Responsible for the origination of residential mortgage loans, home equity loans and consumer loans while cross-selling the bank's deposit products to satisfy customer needs, meet established lending guidelines and provide maximum profitability to the bank with a minimum level of risk. This includes obtaining loan applications as well as coordinating and assisting in the processing and closing of loans. Responsible for maintaining a quality loan portfolio through proper underwriting and diligent collection efforts to minimize delinquency and charge-offs.

Requirements

The ideal candidate will have:

• Bachelor's degree in finance, business administration or a related field of study
• Five or more years of selling a business strategy or intangible service or three or more years of experience in residential mortgage lending; or equivalent combination of education and experience.
• Currently have or the ability to obtain an NMLS designation via the National Mortgage Licensing System & Registry.
• Valid driver's license and own auto insurance

Additionally, to be successful in this position the ideal candidate will possess:

• Excellent prospecting and new business development skills and the ability to develop strategic partnerships with small business owners
• Ability to communicate effectively and professionally with a variety of people, both written and verbal. Bi-lingual in Spanish a plus.
• Ability to plan, prioritize and organize work effectively.
• Ability to work effectively under pressure and meet time deadlines.
• Ability to make logical decision and carry out decisions made.
• Ability to work effectively and non-defensively with a variety of personalities
• Enjoys working with customers and demonstrates excellent interpersonal skills
• Working knowledge of computers and business software (Excel, Word) and the ability to learn proprietary software. Ability to utilize Loan Origination Software preferably prior experience with Encompass and MortgageBot. Ability to operate general office equipment.
• Close attention to detail and accuracy
• Ability to safely operate a vehicle and travel to customer sites
• Ability to be an attentive and active listener

We offer an excellent compensation and benefits package that includes health, dental, vision, life, disability, 401(k), paid time off and paid holidays.

For more information about our Bank, please visit our website at .

All qualified applicants will receive consideration for employment without regard to their race, color, religion, gender, national origin, disability or protected veteran status.
EEO Employer

Experience:

• Residential mortgage lending: 5 years (Required)