Mortgage Underwriter

Job Description:

Are you looking for an EXCITING CAREER in the Mortgage Industry?
Success Mortgage Partners, is looking to hire someone who is AWESOME, MOTIVATED and wants to be part of a FUN CREW!

You will have the opportunity to join an amazing culture and to be part of one of the fastest growing mortgage companies around!

At Success Mortgage Partners, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. We are a family of trusted mortgage professionals who, through high integrity, take pride in creating lifelong relationships by dedicating ourselves to the mortgage needs of our clients.

Our ever growing company is seeking experienced Underwriters who will be responsible for the timely and accurate evaluation and approval/denial of loan applications according to agency and investor guidelines. This role will be responsible for assessing the risk of a loan and making a credit decision based on the quality of the data in the loan file.

Essential Job Functions:

• Ensures that all lending conditions have been satisfactorily met prior to closing. Ensures the marketability of closed loans and the safety of Credit Union assets.
• Analyzing credit documents, including, but not limited to, mortgage applications, credit history and income documents, tax documents, title documents, appraisals and all applicable compliance documents.
• Assesses potential borrower's assets. Ensures that assets meet closing requirements, are derived from acceptable sources, and that acceptable levels of reserves will remain after closing.

Skills/ Abilities and Experience Requirements:

• Minimum of 1-3 years solid underwriting experience
• Experience with VA, FHA, and Conventional loans.
• Knowledge and familiarity with current mortgage and compliance laws and regulations.
• Strong commitment to customer service and satisfaction.
• Effective business communication skills (both oral and written)
• Sound judgment, analytical and decision-making abilities

Desirable Traits

• Well versed in USDA and other bond programs
• Encompass experience preferred.
• SARS, VA, DE wanted

What's Our Story?

Success Mortgage Partners, Inc ("SMP") was founded in May, 2002, by Vincent N. Lee and Owen V. Lee, Esq. The purpose of founding SMP was to create a company applying the various lessons that each had learned in their respective real estate careers. The two owners wanted to seriously grow the mortgage company. To accomplish this task SMP began discussions with and later agreed to terms with Kevin Broughton -now Vice President. At that time Kevin was running a RE/MAX master franchise area from the corporate side. Today, SMP is headquartered in Plymouth, MI with over 500 valued employees across 11 states. Success Mortgage offers a fun, progressive environment where employees' unique contributions are recognized through advancement opportunities, competitive salaries, outstanding benefits, and a positive, fun work environment.

Job Type: Full-time