Underwriter, PCG

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Job description

Who we are

American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.

Get to know the business

General Insurance is a leading provider of insurance products and services for commercial and personal insurance customers. It includes one of the world's most far-reaching property casualty networks. General Insurance offers a broad range of products to customers through a diversified, multichannel distribution network.

A Property and Casualty Personal Insurance team member responsible for processing of core functions through the underwriting lifecycle. This role underwrites personal lines Property & Casualty products under general supervision, issuing quotes and policies while ensuring standards and compliance guidelines are met. Candidate will be the primary point of contact for all renewal business throughout the unit, in addition to endorsement referrals and inspection disputes. In this highly visible and critical role you will interact daily with individuals from other departments and brokers.

About the role

What you need to know:

• Responsible for underwriting a book consisting of large accounts and complex risks for partner brokers.
• Rapidly evaluates, prioritizes, and selects submissions to ensure completeness and rate readiness, evaluate risks and controls, and ensure compatibility with risk appetite.
• Identify risk exposures, special or common hazards, claims experience and appropriate controls. Analyze claims and quantifying losses.
• Adhere to guidelines and underwriting discipline to minimize exposure and appropriately price risks. Use sophisticated underwriting and producer management tools to meet profitability goals.
• Offer coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer.
• Develop and maintain strong working relationships with internal and external business partners.
• Meet renewal retention goals through strong negotiation and communication skills which may involve onsite meetings with brokers, clients, or centers of influence.
• Identify and target new business and cross sell opportunities by building relationships with producers and account managers.
• Make independent sales calls to build strong relationships and grow the book of business. Communicate risk appetite and value proposition.
• Capture market intelligence and broker feedback on accounts to drive account and portfolio strategies.
• Document underwriting files accordingly per authority statements and guidelines.
• Assist in annual audits for specific product lines.
• Review, evaluate, and recommend modifications to underwriting guidelines and workflows.
• Engage in various underwriting and marketing projects to improve overall company results.

What we're looking for:

• Bachelor's degree or equivalent preferred.
• One to three years of experience with Personal Lines Property & Casualty Insurance underwriting or relevant professional experience.
• Strong knowledge of underwriting concepts, practices, and procedures.
• Strong critical thinking and analytical reasoning (quantitative and qualitative) that can be applied in a problem-solving scenario.
• Strong communication, influencing, negotiation, and organizational skills.

• Ability to work independently as to "own" their book of business while handling multiple tasks in a high-volume, fast-paced environment.

• Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions.
• Ability to facilitate cross-function collaboration, especially regarding technical aspects; Takes initiative on projects and assignments, seeks alternate solutions when necessary.
• Detail-oriented with demonstrated ability to self-direct, prioritize work, and meet deadlines.
• Positive, energetic, self-motivated, and possesses strong interpersonal skills.
• Proficiency with MS Office applications including Excel and Word.

A look at our benefits

At AIG, we have a 100-year legacy of working to make the world a better place. And that begins with our employees. We're proud to offer a range of employee benefits and resources that help you protect what matters most - your health care, savings, financial protection, and wellbeing. We provide a variety of leaves for personal, health, family, and military needs. For example, the "Giving Back" program allows you to take up to 16 hours a year to volunteer in your community.

We also believe in fostering our employees' development and offer a range of learning opportunities for employees to hone their professional skills to position themselves for the next steps of their careers. AIG also has a tuition reimbursement program for eligible employees to enhance their education, skills, and knowledge in areas that relate to their current position or future positions to which they may transfer or progress.

We are an Equal Opportunity Employer

It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. At AIG, we believe that diversity and inclusion are critical to our future and our mission - creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

In order to work from or visit an AIG office, and in accordance with the terms and conditions of AIG's COVID-19 vaccination policy, individuals hired into this position will be required to attest that they have been fully vaccinated and agree to have their vaccination status and proof of vaccination confidentially stored by AIG. Exemptions may be considered on a case by case basis.

It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

At AIG, we believe that diversity and inclusion are critical to our future and our mission - creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

To learn more please visit:

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with physical or mental disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to . Reasonable accommodations will be determined on a case-by-case basis.

In order to work from or visit an AIG office, and in accordance with the terms and conditions of AIG's COVID-19 vaccination policy, individuals hired into this position will be required to attest that they have been fully vaccinated and agree to have their vaccination status and proof of vaccination confidentially stored by AIG. Exemptions may be considered on a case by case basis.
Functional Area:
UW - Underwriting

Estimated Travel Percentage (%): Up to 25%

Relocation Provided: No

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