Senior Financial Analyst - Consultant

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Job description

A well-established financial services / insurance company based in Newport Beach is currently seeking a Senior Financial Analyst to join their team on a consulting basis. The Senior Financial Analyst will be responsible for collecting and keying financial statements for portfolio loans (including highly complex loans) and analyzing against prior periods, underwriting projections, and budgets for financial performance variances, discrepancies, and trends. Ideal candidates will have a background in commercial real estate or loan servicing. This will be a remote consulting engagement expected to last approximately 6 months.

As a Senior Financial Analyst your typical day may involve:

• Collect and key financial statements for portfolio loans (including highly complex loans) and analyze against prior periods, underwriting projections, and budgets for financial performance variances, discrepancies, and trends.
• Determine and document causes for variances in property performance via discussions with borrowers and co-lenders (for participated loans).
• Monitor property rent rolls for early lease terminations and expiration of significant existing tenants.
• Read loan documents and mortgage loan investment summaries to become familiar with and understand highly complex loans, in order to properly code, key, and analyze financial statements, including foreign currency loans, participations, mezzanine loans, B-pieces, construction loans, term loans.
• Review loan documents and mortgage loan investment summaries to determine reporting requirements, loan covenants, and triggers, and set up reporting requirements and ticklers in loan servicing system, create excel templates to perform the tests and perform the tests on a monthly, quarterly or annual basis.
• Perform cash reconciliations for loans requiring lockboxes or cash traps via analysis of bank account statements vs property income statements.

Qualifications:

• 4-year college degree
• Experience in commercial real estate or commercial loan servicing.
• Experience reviewing and interpreting property, borrower, and guarantor financial statements, and commercial mortgage loan documents.
• Strong knowledge of Excel and Word, and the ability to quickly learn new program applications.
• Excellent organizational skills, ability to work in a fast-paced environment with established deadlines.
• Strong customer service, verbal, and written communication skills.
• Strong logical and analytical skills (ability to research, identify issues, and problem solve).
• Ability to work independently and demonstrate initiative.

Job Requirements:
So, what do you need to qualify for this exciting opportunity? In addition to the requirements below, you'll need excellent communication skills, strong problem solving abilities, and attention to detail. Do you have what it takes to provide our client with sound financial advice? We want to hear from you! Senior Financial Analyst requirements: • Bachelor's degree in Finance or Accounting degree • 5+ years of related experience in progressively more demanding financial roles • Advanced Excel/Access skills • Financial analysis, budgeting and/or modeling experience • MBA/CPA, preferred • Strong ERP system experience