RE Quality Control Auditor

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Job description

Are you passionate about creating an exceptional client experience?

Discover your opportunity with Union Bank®, a division of the Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. At Union Bank, we have our clients' best interest in mind and draw on more than 160 years of experience to understand their distinct needs to tailor our solutions. We're part of 180,000 colleagues around the globe striving to be the world's most trusted financial group, knowing that trust starts with a culture of putting people first and empowering you to achieve your potential.

Join Union Bank, where being inspired is expected and creating results is rewarded.

This is a remote position. A member of our recruitment team will discuss location preferences with you in more detail.

Responsible for performing audits of residential and consumer mortgage loans/lines including both bank production and external bulk loan purchases, to assure and monitor compliance with bank, regulatory, and investor guidelines. Major Responsibilities: Performs timely audit of loans selected for QC or due diligence review (residential and consumer) to evaluate, analyze, and assess risk, marketability and to detect errors and omissions, as well as fraud and intentional violation of policies and procedures. The audit includes, but is not limited to, review of loan documentation for completeness and accuracy, compliance review, financial/credit analysis, desk review of appraisal and field review, if applicable, and reasonableness of the underwriting decision. (65%) Gather, investigate, and review additional information, conduct additional research, as necessary. Ensure audits are performed in accordance with established procedures and investor guidelines and in compliance with Bank and Regulatory requirements. (20%) Maintain and update various logs and QC database to meet departmental and auditing requirements. (15%) Requires a minimum of 3-5 years residential and/or consumer loan/line processing, underwriting, quality control, or equivalent experience. Requires a thorough knowledge of the Bank's loan origination practices, policies, as well as agency and regulatory guidelines. Well developed verbal and written communication skills, mathematical skills, as well as PC skills, with proficiency in word processing, spreadsheet, and database management. This position reports to the REQuality Control Supervisor.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

Some MUFG roles require that individuals be fully vaccinated against COVID-19, subject to exemptions for medical or religious reasons, as well as any other reason required by applicable law or order. Should you be selected for an interview, your recruiter will provide additional information.