Mortgage Loan Officer - Greater Boston, MA Area

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Job description

As a member of Santander's retail banking division you'll help serve Santander's retail and small business customers as part of one of the top banks in the United States based on deposits. With principal presence in the northeast U.S., Santander's retail division offers consumer and lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers and 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank. Santander Bank is seeking Mortgage Loan Officers for our expanding Mortgage department. The Mortgage Loan Officer is responsible for: Soliciting mortgage loan customers, industry contacts and groups to capture mortgage loan business. Originating mortgage loans.Interviewing applicants to obtain pertinent information regarding their loan needs. Initiatingthe lending decision process. Providingservice to customers seeking mortgage loans. Ensuring compliance to Retail Mortgage Lending policies and procedures. Performingwork in conjunction with outside sales including completing loan applications and paperwork and preparing marketing/sales materials. Updating databases of loan products for sale and referral services. Calling, writing and e-mailing clients or prospects. Assisting incoordinating marketing and training programs. Studyingand evaluatingnew activities, policies, programs, services and markets related to business development strategy. Workingwith team members in Mortgage Banking Division and other departments to provide information for prompt processing and closing of residential mortgage loan applications. Maintainingcurrent knowledge of trends and developments in local real estate market as well as regulations concerning residential mortgage lending. Providingservice and overseeingall actions during the loan origination process for managing the relationship with the customer ensuring that the mortgage loan closes based upon mutually acceptable terms. Developingand cultivatingself-generated referral sources and partnerships with retail branches. Managingmortgage pipeline, assisting customers, inputting applications, and reviewing financial and credit data.Preparingmarketing plans and cross-sellingother bank products and services. Bachelor's Degree or equivalent work experience. 2+ years of Retail Mortgage lending work experience is required. Demonstrated proficiency in residential mortgage origination, FHA experience preferred. Knowledge of mortgage loan regulatory requirements and residential loan products. PC proficiency. Proven sales track record. Strong verbal and written communication skills. Ability to assess financial needs and the ability to work with minimal supervision. Minimal physical effort such as sitting, standing, and walking. In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule. In order to be eligible for this position you must have a valid US Social Security at the time of application. At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply. Primary Location:Roxbury, Massachusetts, United StatesOther Locations:Massachusetts-RoxburyOrganization:Santander Bank, N.A.AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO