Mortgage Compliance Manager - Remote

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Job description

Family First Funding LLC is a Mortgage Banker licensed in 25+ states. We offer a high level of expertise in mortgage banking services and offer superior service to our clients. Family First Funding LLC has been voted Top Mortgage Employer 6 years in a row. Family First is not just our name … It's what we value!

The Primary Function of the Compliance Manager is to Monitor laws and regulations related to mortgage products and services. Provides advice, guidance and insight to Senior Management and staff personnel on emerging compliance issues and consults the company in establishment of controls to mitigate risk. Provides assistance to various departments in the formulation of forms and disclosure documents for compliance with all policies and procedures.

• Responsible for all State Exams, Audits, Reviews and Reporting (annual/quarterly)
• Responsible for answering all compliance questions and/or concerns
• Assist with Mavent fails as it pertains to loan files to ensure loans are closed accurately
• Create policy & procedures & job aids as needed
• Assist Post Closing with cures and purchase issues as needed
• Responsible for annual HMDA and all company reporting to all states (annual/quarterly)
• Responsible for reviewing, updating & maintaining MERS systems policy (annual/quarterly/monthly)
• Responsible for maintaining & updating company's NY Approved Bank Attorney List
• Review updates from State/Agency/Regulatory Compliance to see if it impacts Family First Funding LLC
• Oversee the Advertising/Marketing Compliance team; track and interpret new and changing Advertising/Marketing compliance requirements and analyze impact on existing practices and policies as well as ensure marketing adheres to advertisements compliance requirements
• Oversee Adverse Desk & Review Pipeline of non-Approved loans for Compliance of Loans and Company
• Oversee UCD (Uniform Closing Dataset) Auditor & UCD Completions
• Oversee the Aiding of loan officers in removing borrowers, rearranging borrowers/co-borrowers & merging prospect loan
• Manage and resolve consumer complaints, reviews, and inquiries
• Maintain the Marketing Policy & Procedure with updates recorded as needed

• Demonstrate the ability to perform a detailed analysis of mortgage loan documents
• Working knowledge of the current FNMA, FHLMC, FHA, VA and USDA etc.
• Accurate ability to perform in-depth reviews of residential loan files in accordance with internal and external Quality Control standards.
• Ability to demonstrate a control mind-set and to make decisions and propose recommendations to mitigate or reduce risk to the business
• Thorough understanding of mortgage lending and mortgage servicing
• Fluency in the use of automated Loan Origination Systems - Encompass
• Excellent interpersonal, organizational, project management and communication skills
• Effective, intuitive, detail-oriented self-starter with an impeccable sense of ethics

Education & Experience

• Bachelor's Degree required
• Minimum 5 years of experience in mortgage compliance
• Compliance certification a plus - but not required
• Proficient in Microsoft Word, Excel, PowerPoint, and Outlook (report building a plus).
• Mortgage Underwriting experience a must
• Quality Control standards knowledge a plus

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