Post Closer

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Job description

Post Closer

Cincinnati, OH

Contract-to-Hire

Our Top Banking client in Cincinnati, OH is looking for a Post Closing Correction Specialist who would be responsible for the determination of requirements, review and completion of all due diligence associated with the Post Closing of residential mortgage loans and subsequent document follow-up to present a completed loan file as perfected and ready for sale on the Secondary Market. The position is a key focal point of communication, proactively interacting with internal and external customers and 3rd party vendors.

This position is responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. The Specialist is accountable for always doing the right thing for customers and colleagues, ensuring that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, the specialist achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

Duties and Responsibilities:

• Analyze defects identified in the closing package, determine if there are any related or additional issues, and remediate according to documented procedures, utilizing internal and external resources.
• Accurately annotate all findings and actions taken to perfect in the Mortgage Loan Origination System.
• Retrieve needed final documents from various settlement agents, lenders, and county clerk offices to be delivered to Investors.
• Validate and audit final documents according to state, county and investor guidelines as well as the mortgage loan origination and servicing systems.
• Collaborate with state and county agencies to determine requirements and confirm documents are recorded properly to ensure Banking Client's lien standing.
• Ensure FHA, VA, and Rural Housing mortgage loans are in compliance with investor and /or agency guidelines, including determining AUS findings, underwriting transmittal, credit and collateral are documented accurately throughout the file
• Utilize strong communication skills to deliver an accurate and timely resolution on each file by effectively communicating with internal and external customers and other 3rd parties, ensuring all conditions and regulatory requirements are met.
• Record, monitor and report deficiencies and required remedies, including steps taken to resolve the issue.
• Ensure deficiencies are accurately resolved and documentation is received within established deadlines.
• Image and deliver retrieved or corrected documents to appropriate departments while utilizing internal tracking software.
• Demonstrate and appropriately apply a thorough, working knowledge of diverse residential mortgage loan documentation, legal requirements, Banking Client's loan policies and procedures, secondary market investors requirements, regulatory agency information, and government insuring agency (FHA, VA, Rural Housing) requirements.
• Validate, communicate and remediate salability issues on closed loans, so that they can be sold on the Secondary Market.
• Update task in servicing system (e.g., Mortgage Serve) for the resolution of various closing discrepancies.
• Discern system issues and timely report issues found to management for proper escalation.

Qualifications:

• High School diploma or equivalent.
• Excellent written and verbal communication skills.
• Ability to proactively resolve problems.
• Time management, attention to detail and ability to work in a fast-paced, process-centered environment.
• Must be well organized and be able to plan for and meet production deadlines.
• Proficient Microsoft Office suite skills preferred.

ABOUT EIGHT ELEVEN:

At Eight Eleven, our business is people. Relationships are at the center of what we do. A successful partnership is only as strong as the relationship built. We're your trusted partner for IT hiring, recruiting and staffing needs.

For over 16 years, Eight Eleven has established and maintained relationships that are designed to meet your IT staffing needs. Whether it's contract, contract-to-hire, or permanent placement work, we customize our search based upon your company's unique initiatives, culture and technologies. With our national team of recruiters placed at 21 major hubs around the nation, Eight Eleven finds the people best-suited for your business. When you work with us, we work with you. That's the Eight Eleven promise.

Eight Eleven Group provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, national origin, age, sex, citizenship, disability, genetic information, gender, sexual orientation, gender identity, marital status, amnesty or status as a covered veteran in accordance with applicable federal, state, and local laws