Mortgage Branch Manager NP(SAFE)
Wells Fargo
2021-12-03 13:00:03
Greenville, South Carolina, United States
Job type: fulltime
Job industry: Banking & Financial Services
Job description
Job Description
Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application.
At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.
Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
Wells Fargo's Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it's buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending; Auto; Cards, Retail and Merchant Services; Personal Lending; Consumer Lending Control; and Consumer Lending Shared Services.
The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit. The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices, as well as online and digital channels.
We have an immediate opening for a Mortgage Branch Manager Non-Producing(SAFE)
This individual is responsible for coaching, directing, and managing the sales activities of a branch of residential Home Mortgage Consultants (at a minimum of 12 direct reports) and activities of branch support team members, ensuring compliance, control and risk management, managing the branch pipeline, influencing positive market share growth, and providing a high level of customer service. Also responsible for overseeing the branch's production of high quality loans that meet Wells Fargo Home Mortgage guidelines by building relationships within the Wells Fargo community and with realtors, builders, financial planners, bank stores, past customers, and other nontraditional sources while providing excellent customer service by executing on our go to market strategy. Strong sales and organizational skills are essential. Bi-lingual job seekers are encouraged to apply.
Additional duties include:
- Develop knowledge of company products, policies and procedures, and underwriting requirements
- Develop understanding of federal and state home lending regulations and provide guidance and direction to branch team to ensure compliance, and management of non-delivery fees, penalties or fines.
- Manage overall branch loan origination activities through the management of branch pipeline by adhering to workflow (Simple Path) process and using internal tools and reporting to ensure origination, processing, underwriting and closing timelines are in line with communications and commitments to customers.
- Manage customer loyalty/disloyalty performance levels to include; ensuring timely and proactive customer communication, regular customer contact and/or inspection calls to customer, providing team with escalation and remediation process support.
- Understand real estate appraisals, title reports, and real estate transactions
- Inform prospective and existing customers of WFHM programs, rates, policies, underwriting requirements, and loan procedures.
- Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk
- Develop and maintain a high degree of visibility and credibility for WFHM in the marketplace
- Perform miscellaneous duties as needed and required
As an Employee Manager, you are expected to achieve success by leading yourself, your team, and the business. Specifically, you will:
- Lead your team with integrity and create an environment where your employees feel included, valued, and supported to do work that energizes them.
- Accomplish management responsibilities which include sourcing and hiring talented employees, providing ongoing coaching and feedback, recognizing and developing employees, identifying and managing risks, and completing daily management tasks.
Required Qualifications
- 3+ years of sales experience, mortgage industry experience, or a combination of both
Desired Qualifications
- Basic Microsoft Office skills
- Excellent verbal, written, and interpersonal communication skills
- Mortgage industry experience
- Knowledge and understanding of sales prospecting and generating referrals
- Bilingual speaking proficiency in Spanish/English
- A BS/BA degree or higher
Other Desired Qualifications
- 2+ years of sales management experience
- Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources (ENTER AS FREE FORM TEXT)
- 1+ year of experience in recruiting individuals or teams
- Working knowledge of compliance, policy and federal regulations
Job Expectations
- This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site ( ) provides the MU4R questions and registration required for employment in this position.
- Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.
- Maintain a broad understanding of Wells Fargo products, guidelines and pricing strategies.
- This position requires compliance with all mortgage regulatory requirements and Wells Fargo's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.
- This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site ( ) provides the MU4R questions and registration required for employment in this position.
- Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.
- Ability to travel up to 20% of the time
- Ability to work nights, weekends, and/or holidays as needed or scheduled
Street Address
SC-Greenville: 3900 S Highway 14 - Greenville, SC
SC-Columbia: 1441 Main St - Columbia, SC
Disclaimer
- All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.
Benefits Summary
Benefits
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