Loan Officer Assistant

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Job description

Amazing branch manager

Full benefits

Monday-Friday

Training/coaching

Career growth opportunities!

$26+ hourly DOE plus per file bonuses!

Loan Officer Assistant Position Summary

The Loan Officer Assistant plays an important role in the organization by performing, under direct supervision, a number of activities related to assisting originators build complete loan files for submission. This role performs the Lead to Contract duties. Essential Functions Lead to Contract duties:

• Assist originator in appointment setting with prospective and new applicants.

• Provide new lead call backs within 20 minutes and maintain a 35% conversion rate from lead to appointment.

• Set and confirm appointments for originator and manage calendar.

• Provide administrative support managing various client databases (lead tracker, MyCircle, Zillow, etc.). Send new clients online pre-qualification link on behalf of originator.

• Assist the originator with obtaining an accurate and thorough 1003.

• Analyze customer's credit and financial scenario and determining appropriate loan product(s).

• Run credit on loans assigned to an originator

• Run AUS findings and prepare the Initial Fee Worksheet.

• Pull and prep web applications and other duties; including updating credit reports and AUS findings.

• Request status updates from pre-approved clients and referral sources (weekly TBD calls).

• Keep up to date with company approved programs and software systems; implement and execute new systems for team and clients.

• Provide marketing support by coordinating, creating, obtaining compliance approval, tracking, and distributing advertising materials as needed.

• Manage monthly compliance-approved email marketing to realtors. Additional common duties:

• Acting as a primary point of contact for the customer, and keeping the customer informed throughout the process, subject to the limitations as set forth in SAFE Act and Consumer Privacy/Safeguarding in Information policies.

• Pricing loan in accordance with policies and communicating fees to operations team.

• Quoting rates and making commitments regarding locking to customer.

• Maintain referral source relationships through quick response time and excellent custom service.

• Prepare and send thank you cards to referral sources and new clients.

• Collect supporting documentation from customer, gathering necessary documentation for pre-approval.

• Act as a point of contact for the customer and referral source, keeping them informed throughout the process.

• Discuss product features with customer.

• Perform other duties as assigned.

• Per company policy and in accordance with investor underwriting guidelines, this role is prohibited from submitting documents to underwriting and ordering written (non-third party) employment, income, deposit, mortgage or rental verifications under any circumstances. Qualifications

• High school diploma or equivalent is preferred, along with at least two years of experience in Mortgage lending or related field.

• Active MLO licensing required.

• Ability to manage multiple priorities; strong detail orientation and highly organized.

• Works with a strong sense of urgency and responsiveness.

• Passionate about delivering excellence in customer service.

• Demonstrated patience and professionalism when interacting with both internal and external customers.

• Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.

• Strong verbal and written communication skills. Basic math skills.

• Ethical, with a commitment to company values. Supervision

• No direct or indirect reports.

• Low level of independent judgment and discretion used in decision-making; executes standard core job responsibilities with only minor variation and escalates more complex issues for advice and resolution.

Requirements

Travel: 0%

Physical: Work is primarily sedentary; mobility in an office setting.

Manual Dexterity: Frequent use of computer keyboard and mouse.

Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.

Environmental: Office environment- no substantial exposure to adverse environmental conditions.