Portfolio Manager - SBA/Real Estate

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Job description

The SBA Portfolio Manager will be responsible for conducting risk management reviews and monitoring the accuracy of SBA portfolios to establish compliance with loan approval conditions.

RESPONSIBILITIES

• Review updated borrower financial information in accordance with periodic reporting requirements and complete scheduled loan reviews.


• Grade loans based on periodic review of financial or other information or data that may prompt a risk grade change.


• Track loans for delinquency and covenant compliance; report any adverse situations.


• Ensure all correspondence and updated information is maintained in credit files (i.e. approvals, financials reporting and documentation related to modifications, extensions, forbearances and waivers, etc.).


• Coordinate with Loan Servicing and Loan Documentation as appropriate in managing existing credits.


• Identify potential opportunities for additional lending or other banking services as they arise.


• Underwrite all loan extensions, modifications and periodic risk grade reviews for an assigned portfolio of loans.


• Coordinate with Borrowers on payoffs and payoff timing.


• May order or perform property inspections and/or valuation updates on real estate collateral per Bank policy.


• Document loan status and updates.


• Periodic reporting as requested by management.


• Conducts trouble shooting and problem solving for routine to moderately complex issues.


• Conducts analysis of routine to moderately complex nature, makes determination of course of action, and makes recommendations to management.


• Using independent judgement, makes decisions on possible courses of action in adherence to Bank's Credit policies, as needed.

QUALIFICATIONS

• 3+ years of portfolio management experience including spreading and analyzing personal and company financial statements and other documentation relative to monitoring a portfolio of loans.


• 2+ years of experience with Commercial Credit and SBA loans required.


• Experience with SBA E-Trans required.


• Experience with CASH Suite preferred.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)