Loan Processor - Denver

Mortgage Analysts / Loan Processors: Your career search stops here! The Federal Savings Bank ("TFSB") is actively searching for experienced mortgage loan processing professionals for our Fort Collins, CO loan production office (remote is doable). At TFSB, the senior loan processing role is known as the "Underwriting Analyst". The Underwriting Analyst's primary goal is to have a first-time approval from Underwriting with minimal conditions.

What We Offer:

• Generous paid time off
• Work/Life balance with remote-work from home benefit
• Health, Dental, and Vision insurance plans
• 50% 401k matching
• Competitive salary plus an industry-leading bonus plan
• Company-wide Employee Appreciation Events
• Ongoing in-house training opportunities to broaden your industry knowledge
• Employee recognition on a national scale
• Big bank capability, small-bank familial culture

Duties and Responsibilities:

• Daily utilization of "Encompass" loan origination systems and automated underwriting systems "DU/LP"
• Set and maintain proper expectations with all parties on the loan file
• Analyze package for completeness to ensure loan file meets investor guidelines
• Analyze credit, income, asset and collateral documents and submit files to underwriting
• Clear loan conditions and communicate effectively with Sales, Processing and Underwriting team
• Collaborate with Closing Processing Analysts to review & analyze title for all requirements and address issues, insurance coverage for mortgagee
• Maintain loan file compliance while managing pipeline as various volume levels
• Work effectively under specific time constraints and meet end-of-month deadlines
• Assist in the seamless transition of new Mortgage Bankers and operations employees to our model
• Complete Bank's customer service training and apply to everyday communications with borrowers and mortgage bankers

It is the responsibility of the Underwriting Analyst to review, analyze, and submit loan documents to Underwriting based on agency, investor, and company guidelines with a focus on efficiency and quality.

Job Requirements:

• High school diploma required
• 3 + years recent Residential Mortgage Processing experience required
• Recent Correspondent Lending experience strongly preferred
• 1 + years processing construction loans required
• Knowledge of agency loan programs, investor loan programs, and underwriting criteria for government and conventional offerings
• Experience processing FHA & VA loans strongly preferred
• Experience managing a pipeline of 30+ Refinance or Purchase loans
• Proficiency with Encompass loan origination software
• Ability to calculate income, including self-employed
• Excellent Interpersonal, Communication, and Time Management Skills
• Ability to operate effectively & efficiently in high-pressure situations
• Ability to work well in a team environment, a team-player
• All applicants must be flexible with their schedules, as they may be required to work after-hours, especially during peak volume periods

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