Property Claims Adjuster - Remote!

Job description

Our Claims department welcomes people who are optimistic, enjoy helping others in times of need and are compassionate about making positive change in the world.

Located remotely all around the 50 states, our Claim organization is a community for good. We exist to help our members achieve their goal of making the world a better place. We offer reassurance, sympathy and expert guidance as we help them recover, alleviating much of their worry. We serve as a real partner to our members by efficiently, quickly processing claims so they can resume their life's work without unnecessary delay.

The Property Adjuster is responsible for investigating, evaluating and settling first party commercial lines claims that are moderate in nature. This position will work out of their home office and require limited supervision. Two years of experience adjusting property claims and familiarity with standard claims concepts, practices, and procedures are a must have!

Our Property Adjuster will:

* Investigate coverage and cause of loss on routine to moderately complex claims, which includes but is not limited to policy review, interviewing all parties associated with the loss and gathering and analyzing all necessary investigative documentation.
* Ensure good customer service to ensure customer retention.
* Provide accurate assessments and negotiates fair and efficient claims resolutions while managing costs. Settles losses according to the documented damage, the language of the policy of insurance, pertinent regulatory and statutory considerations and within granted authority.
* Prepare written communication, including but not limited to settlement letters, disclaimers of coverage and reservation of rights letters
* Maintain effective claim file documentation and diary system. Monitor diary to achieve timely development of file and timely disposition of the claim
* Recognize and pursue recovery opportunities and prepares submissions to SIU when indicated
* Assign and supervise field examiners and vendor resources, including but not limited to independent adjusters, engineers and other experts as needed
* Familiarity with Department of Insurance regulations and Good Faith Claim Handling Practices.
* Assumes additional duties as defined.

Requirements:

* A minimum of 2 years' experience handling of Property Claims
* Bachelor degree or equivalent experience
* Knowledge of commercial lines policies coverage and endorsements, industry trends and severity.

Other Credentials and Skills Preferred:

* State licensing or certification preferred
* Demonstrates the ability to use commonly-used claims concepts, practices and procedures.
* Ability to read a commercial insurance policy and make coverage recommendations.
* Demonstrates strong ability to manage relationships with agents and large accounts.
* Ability to perform work related simple and advanced mathematical problems and calculations.
* Compose written correspondence and factual reports which are well-organized and concise, utilizing proper English, grammar, punctuation and spelling.
* Familiarity with Xactimate Estimating software and Guidewire claims system is a plus
* Basic computer skills including Microsoft applications Word, Excel, Outlook and the Internet.
* Ability to take responsibility and work independently in a home based environment
* Strong communication and analytical skills are required.
* Must have strong organizational and time management skills.
* Ability to negotiate skillfully in difficult situations.
* Ability to formulate sound expense, indemnity, and business judgment while supporting loss evaluations and presenting them effectively.

About GuideOne:

GuideOne Insurance was founded upon two key philosophies that endure to this day: a commitment to social responsibility, and a dedication to serving customers in select niche markets.

At GuideOne Insurance, we believe that our people are our greatest asset. We encourage our employees to work towards common goals and succeed together. GuideOne is a recognized expert in providing Commercial Lines insurance and financial services to:

* Religious Organizations
* Small Businesses
* Educational Institutes
* Non-Profit Organizations
* Programs Business
* Specialty Lines of Business

Rich Benefits Package:

* 401K includes a match up to 6% at 100%.
* Generous time off program including; personal, holiday, and volunteer paid time off.
* Flexible work schedules.
* Wellness incentives.
* Free Basic Life and AD&D.
* Free short-term and long-term disability.
* Educational assistance program.
* 3 different medical plans options to meet individual needs, including dental and vision.
* Company sponsored community volunteer opportunities.

No immigration sponsorship is offered for this position.

This Company Participates in E-Verify