Mortgage Loan Officer

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Job description

Job Description

Inside Licensed Loan Officers work in our direct call center environment helping our customers nationwide. The loan officer will evaluate the customer's financial status and determine the proper loan product. They will originate new residential refinance and purchase mortgage business by taking qualified, live inbound calls from exclusive company generated marketing leads.

Responsibilities:

• Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs.

• Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.

• Excel in a fast paced environment with the ability to multitask and follow up with multiple customers and work on multiple files each and every day.

• Accept multiple live, qualified inbound leads daily.

• Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff in our LOS .

* Structure and price loans accurately.

Requirements:

• 2+ years' full time refinance loan origination experience; call center environment.

• Ability to correctly and accurately structure and price loans.

• Complete knowledge of conventional and government loan programs Fannie/Freddie, FHA/VA/USDA, Jumbo, Interest Only, Reverse and more (purchase and refinance).

• Current CA DBO and NMLS license.

• Four or more additional state NMLS licenses preferred.

Education/Experience:

• High School Diploma or equivalent

• Minimum of four approved state licenses through the NMLS.

Company Benefits:

· Remote positions available

· Company-paid NMLS state licensing

· High commission splits

· Exclusive leads generated by our marketing

· In-house processing, underwriting, funding, and escrow

· Personalized and automated marketing

· On-going training and development

· Opportunities for career advancement

· Medical

· Vision

· Dental

· 401k

· FSA

· Life Insurance

Other Duties:

This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.

Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.

Equal Opportunity Employer Race, Religion, Color, National Origin, Gender, Sexual Orientation, Age, Protected Veterans, Disabled

Job Type: Full-time

Pay: $40,000.00 - $300,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

Schedule:

• 10 hour shift
• Monday to Friday
• Overtime

Supplemental Pay:

• Commission pay
• Signing bonus

Education:

• High school or equivalent (Preferred)

Experience:

• Mortgage Loan Origination: 1 year (Required)

License/Certification:

• NMLS (Required)

Work Location:

• One location

Paid Training:

• Yes

Typical start time:

• 7AM

Typical end time:

• 5PM

This Job Is Ideal for Someone Who Is:

• Dependable -- more reliable than spontaneous
• People-oriented -- enjoys interacting with people and working on group projects
• Detail-oriented -- would rather focus on the details of work than the bigger picture
• Achievement-oriented -- enjoys taking on challenges, even if they might fail
• Autonomous/Independent -- enjoys working with little direction
• High stress tolerance -- thrives in a high-pressure environment

Company's website:

Work Remotely:

• No

COVID-19 Precaution(s):

• Personal protective equipment provided or required
• Social distancing guidelines in place
• Virtual meetings
• Sanitizing, disinfecting, or cleaning procedures in place